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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
BUREAU DE COURTAGE D'ASSURANCES JORIS-OBERT-ISERENTANT from Fléron, company number BE0412918805, closed financial year 2024 with a result of € 110,901 after tax. For that financial year BUREAU DE COURTAGE D'ASSURANCES JORIS-OBERT-ISERENTANT recorded revenue of € 0 and equity of € 165,798. Compared with financial year 2023, the result moved from € 77,499 to € 110,901. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 165,798
▲ 44% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 110,901
▲ 43% vs 2023
Profit after tax over the fiscal year.
€ 224,648
▲ 54% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 60,000 paid out
54 % of the profit went to the shareholders, mostly to Stéphane Iserentant INVEST (100 % of the shares). That is where the money ends up.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 22,935
▲ 7% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,646
▼ 60% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 13,901
▼ 50% vs 2023
€ 10,551 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 12,940
▲ 55% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 61,849
▲ 33% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 142,672 | € 147,663 | € 141,678 | € 182,097 | ▲ 29% |
| Profit after taxes | € 56,092 | € 42,749 | € 77,499 | € 110,901 | ▲ 43% |
| Equity | € 114,650 | € 97,399 | € 114,898 | € 165,798 | ▲ 44% |
| Total debts | € 183,644 | € 182,530 | € 142,350 | € 164,974 | ▲ 16% |
| Cash | € 129,280 | € 136,080 | € 145,539 | € 224,648 | ▲ 54% |
| Retained profit | € 96,050 | € 78,799 | € 96,298 | € 147,198 | ▲ 53% |
| Dividend | € 50,000 | € 60,000 | € 60,000 | € 60,000 | |
| Bank debt | € 87,449 | € 67,996 | € 27,630 | € 13,901 | ▼ 50% |
| Balance sheet total | € 298,294 | € 279,929 | € 257,248 | € 330,772 | ▲ 29% |
Key figures of BUREAU DE COURTAGE D'ASSURANCES JORIS-OBERT-ISERENTANT, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BUREAU DE COURTAGE D'ASSURANCES JORIS-OBERT-ISERENTANT?
What happened at BUREAU DE COURTAGE D'ASSURANCES JORIS-OBERT-ISERENTANT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 110,901 (▲ 43% vs 2023). filed late Source: NBB ↗
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 56,092 profit in 2021 to € 110,901 profit in 2024.
Paid € 129,393 in corporate taxes since 2021.
Best year ever: 2024, with € 110,901 profit.
Paid out € 230,000 in dividends to the owners in total.
Management
The stake of Stéphane Iserentant INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BUREAU DE COURTAGE D'ASSURANCES JORIS-OBERT-ISERENTANTBehind BUREAU DE COURTAGE D'ASSURANCES JORIS-OBERT-ISERENTANT is Stéphane ISERENTANT. The shares are held by Stéphane Iserentant INVEST (100%).
Directors
According to the 2024 annual accounts
Stéphane ISERENTANT
Director
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Eugène Jehaes 3
4620 Fléron
Rue du Brou 23
4800 Verviers
Active since 1 January 1973
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0412.918.805
- VAT number
- BE 0412.918.805
- Registered office
- Rue Eugène Jehaes 3, 4620 Fléron
- Names & denominations
- BUREAU DE COURTAGE D'ASSURANCES JORIS-OBERT-ISERENTANT · B.C.A JORIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1973
- Peppol
- Not registered
- Activities · NACE
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