Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Garage Geeraerts from Lennik, company number BE0412890891, closed financial year 2025 with a result of € 839,109 after tax. For that financial year Garage Geeraerts recorded revenue of € 37.6 million and equity of € 4.3 million. Compared with financial year 2024, the result moved from € 743,292 to € 839,109. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ 4.3 million
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 839,109
▲ 13% vs 2024
Profit after tax over the fiscal year.
€ 274,347
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 500,000 paid out
60 % of the profit went to the shareholders, mostly to Fingever NV (100 % of the shares). That is where the money ends up.
People and assets in 2025
27
▲ 3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.8 million
▲ 12% vs 2024
€ 66,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 129,753
▲ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.7 million
▲ 18% vs 2024
€ 34,613 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 10.1 million
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 106 days on average.
€ 142,615
▼ 43% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 22,355,709 | € 34,419,061 | € 34,658,848 | € 37,636,667 | ▲ 9% |
| Profit after taxes | € 455,600 | € 906,349 | € 743,292 | € 839,109 | ▲ 13% |
| Equity | € 2,340,418 | € 3,229,678 | € 3,955,881 | € 4,276,415 | ▲ 8% |
| Total debts | € 10,050,703 | € 7,287,256 | € 11,281,989 | € 12,841,811 | ▲ 14% |
| Cash | € 55,915 | € 107,456 | € 786,481 | € 274,347 | ▼ 65% |
| Land & buildings | € 225,827 | € 180,802 | € 196,975 | € 219,635 | ▲ 12% |
| Retained profit | € 2,240,418 | € 3,129,678 | € 3,855,881 | € 4,176,415 | ▲ 8% |
| Dividend | € 90,000 | € 0 | € 0 | € 500,000 | |
| Bank debt | € 1,843,157 | € 708,888 | € 1,454,331 | € 1,722,945 | ▲ 18% |
| Balance sheet total | € 12,391,121 | € 10,516,934 | € 15,237,870 | € 17,118,227 | ▲ 12% |
| Employees (FTE) | 22.6 | 23.5 | 24 | 27 | ▲ 3 |
Key figures of Garage Geeraerts, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Garage Geeraerts?
What happened at Garage Geeraerts in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Geert Geeraerts stepped down as director. NBB
- Paul Geeraerts stepped down as director. NBB
- Fingever NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 839,109 (▲ 13% vs 2024). Source: NBB ↗
- Geert Geeraerts became a director. NBB
- Paul Geeraerts became a director. NBB
- Fingever NV became a director. NBB
- New establishment in Lennik. KBO
In short
From € 455,600 profit in 2022 to € 839,109 profit in 2025.
Paid € 1.1 million in corporate taxes since 2022.
Best year ever: 2023, with € 906,349 profit.
Paid out € 590,000 in dividends to the owners in total.
Management
The shares are held by Fingever NV (100%).
Directors
According to the 2025 annual accounts
since 2022 · until 2028
Managing director · represented by Marc Geeraerts
since 2022 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ninoofsesteenweg 103 box 1
1750 Lennik
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0412.890.891
- VAT number
- BE 0412.890.891
- Registered office
- Ninoofsesteenweg 103 bus 1, 1750 Lennik
- Names & denominations
- Garage Geeraerts
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1973
- Peppol
- Active · Active since 31 Dec 2025
- Contact
- geeraerts.be [email protected]
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)