Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 5.3 to 3.8.
Financials
Financial year 2025
F & R SIMONS from Brecht, company number BE0412597418, closed financial year 2025 with a result of € -220,889 after tax. For that financial year F & R SIMONS recorded a gross margin of € 122,386 and equity of € 374,677. Compared with financial year 2024, the result moved from € -384,055 to € -220,889. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 27, 2026.
€ 374,677
▼ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -220,889
▲ 42 % less loss than in 2024
Profit after tax over the fiscal year.
€ 36,960
▼ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 124,677.
People and assets in 2025
3.8
▼ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 170,971
▼ 23% vs 2024
€ 45,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 118,686
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 487,593
▼ 22% vs 2024
€ 40,073 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 108,622
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,571
▼ 53% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 536,430 | € 552,467 | € 5,079 | € 122,386 | ▲ € 117,308 |
| Profit after taxes | € 118,582 | € 113,276 | € -384,055 | € -220,889 | ▲ € 163,166 |
| Equity | € 998,133 | € 979,621 | € 595,566 | € 374,677 | ▼ 37% |
| Total debts | € 1,009,158 | € 1,012,597 | € 831,744 | € 686,988 | ▼ 17% |
| Cash | € 67,392 | € 205,657 | € 236,932 | € 36,960 | ▼ 84% |
| Land & buildings | € 323,192 | € 333,521 | € 339,444 | € 339,093 | |
| Retained profit | € 748,133 | € 729,621 | € 345,566 | € 124,677 | ▼ 64% |
| Dividend | € 0 | € 131,789 | € 0 | € 0 | |
| Bank debt | € 754,673 | € 709,413 | € 627,412 | € 487,593 | ▼ 22% |
| Balance sheet total | € 2,026,071 | € 1,992,218 | € 1,427,310 | € 1,061,665 | ▼ 26% |
| Employees (FTE) | 4.4 | 5.3 | 4.5 | 3.8 | ▼ 0.7 |
Key figures of F & R SIMONS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to F & R SIMONS?
What happened at F & R SIMONS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Olivier SIMONS stepped down as director. NBB
- Rudy SIMONS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 220,889. Source: NBB ↗
- Olivier SIMONS became a director. NBB
- Rudy SIMONS became a director. NBB
- New establishment in Brecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 118,582 profit in 2022 to € 220,889 loss in 2025.
Paid € 20,374 in corporate taxes since 2022.
Best year ever: 2022, with € 118,582 profit.
On average € 32,200 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
since 2026 · until 2032
since 2026 · until 2032
Establishments
Establishment units
Physical locations of this company
Smederijstraat 20
2960 Brecht
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0412.597.418
- VAT number
- BE 0412.597.418
- Registered office
- Smederijstraat 20, 2960 Brecht
- Names & denominations
- F & R SIMONS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 1972
- Peppol
- Active · Active since 27 Aug 2023
- Activities · NACE
Schrijnwerk van hout of van kunststof
Schrijnwerk
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Handelsbemiddeling in hout en bouwmaterialen