Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Compagnie Européenne de Gestion financière et d'Assurances from Watermaal-Bosvoorde, company number BE0411526953, closed financial year 2025 with a result of € -33,367 after tax. For that financial year Compagnie Européenne de Gestion financière et d'Assurances recorded a gross margin of € 79,869 and equity of € -32,041. Compared with financial year 2024, the result moved from € -22,540 to € -33,367. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ -32,041
▼ € 33,367 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -33,367
▼ 48 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,936
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -94,041.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 82,244
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 123,479 | € 56,878 | € 78,127 | € 79,869 | ▲ 2% |
| Profit after taxes | € -108,674 | € -97,551 | € -22,540 | € -33,367 | ▼ € 10,827 |
| Equity | € 121,418 | € 23,867 | € 1,327 | € -32,041 | ▼ € 33,367 |
| Total debts | € 126,429 | € 148,720 | € 158,915 | € 151,966 | ▼ 4% |
| Cash | € 45,269 | € 36,350 | € 60,334 | € 2,936 | ▼ 95% |
| Land & buildings | € 368,168 | € 326,595 | € 348,035 | € 371,316 | ▲ 7% |
| Retained profit | € 59,418 | € -38,133 | € -60,673 | € -94,041 | ▼ € 33,367 |
| Balance sheet total | € 447,847 | € 403,787 | € 423,442 | € 383,125 | ▼ 10% |
Key figures of Compagnie Européenne de Gestion financière et d'Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Compagnie Européenne de Gestion financière et d'Assurances?
What happened at Compagnie Européenne de Gestion financière et d'Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Vanguard Law SRL stepped down as director. NBB
- Valentin Straetmans stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 33,367. Source: NBB ↗
- Vanguard Law SRL became a director. NBB
- Valentin Straetmans became a director. NBB
- New establishment in Sint-Joost-ten-Node. KBO
- Start of the company according to the CBE. KBO
In short
From € 108,674 loss in 2022 to € 33,367 loss in 2025.
Management
Directors
According to the 2025 annual accounts
Managing director · represented by John Billiet
Also active at: UNION FONCIERE EUROPEENNE
since 2023 · until 2029
Valentin Straetmans
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Winterkoninkjestraat 28
1170 Watermaal-Bosvoorde
Staartsterstraat 12
1210 Sint-Joost-ten-Node
Active since 1 December 1971
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0411.526.953
- VAT number
- BE 0411.526.953
- Registered office
- Winterkoninkjestraat 28, 1170 Watermaal-Bosvoorde
- Names & denominations
- Compagnie Européenne de Gestion financière et d'Assurances · Cegefina
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 September 1971
- Peppol
- Active · Active since 17 Dec 2025