Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Lendit-Lier from Sint-Pieters-Woluwe, company number BE0407912318, closed financial year 2025 with a result of € -56,686 after tax. For that financial year Lendit-Lier recorded a gross margin of € 537,893 and equity of € 5.3 million. Compared with financial year 2024, the result moved from € 19,940 to € -56,686. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 5.3 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -56,686
▼ still € 19,940 profit in 2024
Profit after tax over the fiscal year.
€ 1.1 million
▲ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4.5 million.
People and assets in 2025
€ 674
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 866
▼ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 321,311 | € 432,068 | € 615,928 | € 537,893 | ▼ 13% |
| Profit after taxes | € -33,425 | € 98,453 | € 19,940 | € -56,686 | ▼ € 76,626 |
| Equity | € -3,275,129 | € 5,323,325 | € 5,343,264 | € 5,286,578 | ▼ 1% |
| Total debts | € 7,366,431 | € 7,108,311 | € 7,114,156 | € 6,728,046 | ▼ 5% |
| Cash | € 257,354 | € 498,053 | € 1,025,168 | € 1,083,637 | ▲ 6% |
| Land & buildings | € 2,780,603 | € 10,945,268 | € 10,436,791 | € 9,931,062 | ▼ 5% |
| Retained profit | € -4,588,251 | € -4,489,798 | € -4,469,858 | € -4,526,545 | ▼ € 56,686 |
| Bank debt | € 13,408 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 4,091,303 | € 12,431,636 | € 12,457,420 | € 12,014,623 | ▼ 4% |
Key figures of Lendit-Lier, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Lendit-Lier?
What happened at Lendit-Lier in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 56,686 (▼ € 76,626 vs 2024). Source: NBB ↗
- New establishment in Watermaal-Bosvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,425 loss in 2022 to € 56,686 loss in 2025.
Paid € 37 in corporate taxes since 2022.
Best year ever: 2023, with € 98,453 profit.
Management
Behind Lendit-Lier are Jeanne-Marie Berghmans and François Berghmans.
Directors
According to the 2025 annual accounts
Jeanne-Marie Berghmans
Managing director
François Berghmans
Managing director
Establishments
Establishment units
Physical locations of this company
Tervurenlaan 396 box 18
1150 Sint-Pieters-Woluwe
Terhulpsesteenweg 166
1170 Watermaal-Bosvoorde
Active since 23 November 1992
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0407.912.318
- VAT number
- BE 0407.912.318
- Registered office
- Tervurenlaan 396 bus 18, 1150 Sint-Pieters-Woluwe
- Names & denominations
- Lendit-Lier
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 February 1971
- Peppol
- Active · Active since 2 Feb 2026