Financials
Financial year 2025
De Oesterbank from Oostende, company number BE0407762165, closed financial year 2025 with a result of € 285,185 after tax. For that financial year De Oesterbank recorded revenue of € 7.3 million and equity of € 6.1 million. Compared with financial year 2023, the result moved from € 246,624 to € 285,185. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 6.1 million
▲ 5% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 285,185
▲ 16% vs 2023
Profit after tax over the fiscal year.
€ 3.7 million
▲ 172% vs 2023
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
366.8
▼ 15.4 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 12.2 million
▼ 4% vs 2023
€ 33,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 440,585
▼ 42% vs 2023
Of which on lease € 362,112.
Debts at end 2025
€ 4.4 million
▼ 26% vs 2023
€ 572,523 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 815,098
▼ 8% vs 2023
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 106 days on average.
€ 1.6 million
▼ 3% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 7,946,643 | € 8,965,616 | € 9,160,785 | € 7,314,640 | ▼ 20% |
| Profit after taxes | € 76,245 | € 321,443 | € 246,624 | € 285,185 | ▲ 16% |
| Equity | € 5,328,916 | € 5,614,273 | € 5,824,812 | € 6,122,570 | ▲ 5% |
| Total debts | € 9,610,928 | € 9,526,242 | € 8,738,696 | € 7,057,807 | ▼ 19% |
| Cash | € 1,398,655 | € 2,021,179 | € 1,351,929 | € 3,679,693 | ▲ 172% |
| Land & buildings | € 9,159,307 | € 9,312,623 | € 8,928,155 | € 8,105,019 | ▼ 9% |
| Retained profit | € 4,401,136 | € 4,722,579 | € 4,969,203 | € 5,339,133 | ▲ 7% |
| Bank debt | € 6,995,252 | € 6,660,024 | € 6,033,069 | € 4,438,035 | ▼ 26% |
| Balance sheet total | € 15,321,052 | € 16,021,288 | € 16,108,335 | € 14,643,566 | ▼ 9% |
| Employees (FTE) | 384.3 | 392.8 | 382.2 | 366.8 | ▼ 15.4 |
Key figures of De Oesterbank, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to De Oesterbank?
What happened at De Oesterbank in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 285,185 (▲ 16% vs 2023). Source: NBB ↗
- Dirk Vanderpoorten became a director. NBB
- proDUX became a director. NBB
- Luc Rosseel became a director. NBB
- Walter Hosten Bedrijfsrevisor became a director. NBB
- Marie Van Looveren became a director. NBB
- New establishment in Blankenberge. KBO
- Luc Schepens became a director. NBB
In short
From € 76,245 profit in 2021 to € 285,185 profit in 2025.
Paid € 26,755 in corporate taxes since 2021.
Best year ever: 2022, with € 321,443 profit.
Pays suppliers within 106 days on average.
Management
Behind De Oesterbank are Peter Verbanck, Luc Rosseel, Dirk Vanderpoorten, Filip Dermul, Walter Hosten Bedrijfsrevisor and Roland Beyen. Peter Verbanck is also behind Duinhelm, TarTarT and Verbanck, Plas & Partners.
Directors
According to the 2025 annual accounts
since 2009
Luc Rosseel
Director
since 2022
Dirk Vanderpoorten
Director
since 2025
Filip Dermul
Director
since 2009
Registered auditor · represented by Hosten WALTER
Also active at: SQUATINA
since 2022
Roland Beyen
Director
since 2009
Luc Schepens
Director
since 2014
since 2020
Persoon belast met dagelijks bestuur · represented by Desplenter WOUTER
since 2024
Raphaël Jacxsens
Director
Also active at: Duinhelm, LAVORO, DIENSTENBEDRIJF 't POETSHUIS OOSTENDE, JEANTIGA
since 2009
since 2009
Establishments
Establishment units
Physical locations of this company
Vaartblekersstraat 15
8400 Oostende
Hanzestraat 5
8370 Blankenberge
Active since 1 October 2018
Toevluchtweg 13
8620 Nieuwpoort
Active since 1 January 2003
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0407.762.165
- VAT number
- BE 0407.762.165
- Registered office
- Vaartblekersstraat 15, 8400 Oostende
- Names & denominations
- De Oesterbank
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 25 July 1966
- Peppol
- Active · Active since 31 Oct 2025
- Contact
- oesterbank.be
- Activities · NACE
Beschutte en sociale werkplaatsen
Beschutte werkplaatsen
Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg
Overige maatschappelijke dienstverlening zonder huisvesting, n.e.g.