Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Union Pharmaceutique des Arrondissements Judiciaire de Verviers et Eupen from Verviers, company number BE0407633689, closed financial year 2025 with a result of € 2,059 after tax. For that financial year Union Pharmaceutique des Arrondissements Judiciaire de Verviers et Eupen recorded a gross margin of € 288,895 and equity of € 75,161. Compared with financial year 2024, the result moved from € -1,987 to € 2,059. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 75,161
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,059
▲ still € 1,987 loss in 2024
Profit after tax over the fiscal year.
€ 45,101
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
€ 225,085
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,087
▲ € 30,251 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 15,211
▼ 95% vs 2024
€ 6,601 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 103,423
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,840
▲ 18% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 292,404 | € 307,418 | € 288,895 | ▼ 6% |
| Profit after taxes | € 446 | € -1,987 | € 2,059 | ▲ € 4,045 |
| Equity | € 75,089 | € 73,102 | € 75,161 | ▲ 3% |
| Total debts | € 1,240,930 | € 1,278,199 | € 951,715 | ▼ 26% |
| Cash | € 94,668 | € 77,953 | € 45,101 | ▼ 42% |
| Land & buildings | € 429,130 | € 519,696 | € 493,368 | ▼ 5% |
| Retained profit | € 65,648 | € 63,661 | € 65,720 | ▲ 3% |
| Bank debt | € 43,254 | € 325,652 | € 15,211 | ▼ 95% |
| Balance sheet total | € 3,399,251 | € 3,449,533 | € 3,125,609 | ▼ 9% |
Key figures of Union Pharmaceutique des Arrondissements Judiciaire de Verviers et Eupen, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Union Pharmaceutique des Arrondissements Judiciaire de Verviers et Eupen?
What happened at Union Pharmaceutique des Arrondissements Judiciaire de Verviers et Eupen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Francis Hardy stepped down as director. NBB
- Patrick Gildemeester stepped down as director. NBB
- Cécile Leleux stepped down as director. NBB
- Valérie Mathonet stepped down as director. NBB
- Denis Coumont stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2,059. Source: NBB ↗
- Francis Hardy became a director. NBB
- Patrick Gildemeester became a director. NBB
In short
From € 446 profit in 2023 to € 2,059 profit in 2025.
Paid € 4,916 in corporate taxes since 2023.
Best year ever: 2025, with € 2,059 profit.
Management
Directors
According to the 2025 annual accounts
Francis Hardy
Director
since 2023 · until 2026
Patrick Gildemeester
Director
Also active at: Centre local de promotion de la santé de l'arrondissement de Verviers
since 2023 · until 2026
since 2023 · until 2026
since 2023 · until 2026
since 2023 · until 2026
Establishments
Establishment units
Physical locations of this company
Mont du Moulin 7
4800 Verviers
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Barracuda
Hosting
OVH, FR
Website info
Features
Security
Details
- Company number
- 0407.633.689
- VAT number
- BE 0407.633.689
- Registered office
- Mont du Moulin 7, 4800 Verviers
- Names & denominations
- Union Pharmaceutique des Arrondissements Judiciaire de Verviers et Eupen
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 30 June 1906
- Peppol
- Active · Active since 18 Feb 2025
- Contact
- upve.be
- Activities · NACE
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