Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2025.
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Shrinking team NBB
FTE fell two years in a row, from 13 to 11.
Financials
Financial year 2025
TIPS from Oostende, company number BE0406823245, closed financial year 2025 with a result of € -147,405 after tax. For that financial year TIPS recorded a gross margin of € 857,969 and equity of € 1.2 million. Compared with financial year 2023, the result moved from € -120,912 to € -147,405. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 27, 2025.
€ 1.2 million
▼ 11% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -147,405
▼ 22 % more loss than in 2023
Profit after tax over the fiscal year.
€ 100,707
▼ 47% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 579,842.
People and assets in 2025
11
▼ 0.6 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 991,055
▲ 24% vs 2023
€ 90,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 54,878
▼ 36% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 157,482
▲ 41% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 132,088
▲ 1% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 841,966 | € 731,588 | € 781,845 | € 857,969 | ▲ 10% |
| Profit after taxes | € 96,407 | € -96,373 | € -120,912 | € -147,405 | ▼ € 26,493 |
| Equity | € 1,594,533 | € 1,498,160 | € 1,377,247 | € 1,229,842 | ▼ 11% |
| Total debts | € 298,469 | € 443,567 | € 493,538 | € 818,420 | ▲ 66% |
| Cash | € 441,766 | € 528,014 | € 189,781 | € 100,707 | ▼ 47% |
| Land & buildings | € 15,664 | € 11,074 | € 6,484 | € 765 | ▼ 88% |
| Retained profit | € 944,533 | € 848,160 | € 727,247 | € 579,842 | ▼ 20% |
| Balance sheet total | € 1,893,002 | € 1,941,727 | € 1,870,786 | € 2,048,262 | ▲ 9% |
| Employees (FTE) | 13 | 13 | 11.6 | 11 | ▼ 0.6 |
Key figures of TIPS, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to TIPS?
What happened at TIPS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 147,405. filed late Source: NBB ↗
- Christine Haeck stepped down as director. NBB
- Paula Dumarey stepped down as director. NBB
- Macrifi BV stepped down as director. NBB
- Philip Haeck stepped down as director. NBB
- Marianne Haeck stepped down as director. NBB
- Norbert Haeck became a director. NBB
- Christine Haeck became a director. NBB
In short
From € 96,407 profit in 2021 to € 147,405 loss in 2025.
Paid € 42,131 in corporate taxes since 2021.
Best year ever: 2021, with € 96,407 profit.
On average € 78,000 of value added per employee in 2025.
Management
The stake of MACRIFI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TIPSBehind TIPS is Norbert Haeck. The shares are held by MACRIFI (25%).
Directors
According to the 2025 annual accounts
Norbert Haeck
Director
Also active at: BOOT CENTER, Immobiliën Bouw en Coördinatie, MACRIFI, ZEEDROOM, FICRIMA
since 2002
since 2002 · until 2024
since 2002 · until 2024
since 2002 · until 2024
since 2002 · until 2024
since 2002 · until 2024
Shareholders
25%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Marconistraat 3
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0406.823.245
- VAT number
- BE 0406.823.245
- Registered office
- Marconistraat 3, 8400 Oostende
- Names & denominations
- TIPS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 October 1967
- Peppol
- Active · Active since 8 Oct 2025
- Contact
- 059/508877
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