Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
J+M from Sint-Gillis (bij-Brussel), company number BE0406801073, closed financial year 2025 with a result of € 1.3 million after tax. For that financial year J+M recorded a gross margin of € 1.7 million and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 1.3 million to € 1.3 million. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 1.5 million
▼ 49% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.3 million
Profit after tax over the fiscal year.
€ 9,229
▲ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 4.5 million paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 202,177
▼ 1% vs 2024
Loans from banks and other lenders, long and short.
€ 125,358
▲ 142% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 23,993 | € 30,669 | € 1,711,773 | € 1,676,008 | ▼ 2% |
| Profit after taxes | € -34,522 | € 27,191 | € 1,341,767 | € 1,341,742 | |
| Equity | € 1,658,865 | € 1,686,056 | € 3,027,823 | € 1,540,646 | ▼ 49% |
| Total debts | € 413,675 | € 390,898 | € 260,653 | € 4,827,536 | ▲ € 4.6 million |
| Cash | € 44,890 | € 7,343 | € 5,584 | € 9,229 | ▲ 65% |
| Land & buildings | € 431,683 | € 382,035 | - | - | |
| Retained profit | € 1,448,865 | € 1,476,056 | € 2,817,823 | € 1,269,146 | ▼ 55% |
| Dividend | € 0 | € 0 | € 0 | € 4,500,000 | |
| Bank debt | € 385,000 | € 385,000 | € 204,025 | € 202,177 | ▼ 1% |
| Balance sheet total | € 2,072,540 | € 2,076,954 | € 3,288,475 | € 6,368,182 | ▲ 94% |
Key figures of J+M, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J+M?
What happened at J+M in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- E-MAPROD SA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1.3 million. Source: NBB ↗
- E-MAPROD SA became a director. NBB
- New establishment in Sint-Gillis (bij-Brussel). KBO
- Start of the company according to the CBE. KBO
In short
From € 34,522 loss in 2022 to € 1.3 million profit in 2025.
Paid € 906,590 in corporate taxes since 2022.
Best year ever: 2024, with € 1.3 million profit.
Paid out € 4.5 million in dividends to the owners in total.
Management
The stake of BBR Belgium comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
J+MThe shares are held by BBR Belgium (100%).
Directors
According to the 2025 annual accounts
Director · represented by STEPHANE BENAYM
Also active at: La Commerciale Nord, FONCIERE DU CARREFOUR DE L'EUROPE, BBR PLUS, SENA, BRASSAM, ARTE MA, JAMBES MAGONDEAUX, RIX RETAIL 2 +18 more
since 2022 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Brugmannlaan 27A
1060 Sint-Gillis (bij-Brussel)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →La Commerciale Nord same network
€ 3,069 gross margin · 2025
BBR PLUS same network
€ 4 million gross margin · 2025
SENA same network
€ 60,983 gross margin · 2025
E - MAPROD same network
€ -51,546 gross margin · 2025
ARTE MA same network
€ 748,754 gross margin · 2025
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0406.801.073
- VAT number
- BE 0406.801.073
- Registered office
- Brugmannlaan 27A, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- J+M
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 1969
- Peppol
- Active · Active since 20 Nov 2020