Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Onderlinge Brandverzekering Gistel from Gistel, company number BE0405814148, closed financial year 2025 with a result of € 194,794 after tax. For that financial year Onderlinge Brandverzekering Gistel recorded a gross margin of € 227,690 and equity of € 196,336. Compared with financial year 2024, the result moved from € -166 to € 194,794. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 196,336
▲ € 194,794 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 194,794
▲ still € 166 loss in 2024
Profit after tax over the fiscal year.
€ 192,098
▲ 190% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 196,071.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 164 | € -23,408 | € 44 | € 227,690 | ▲ € 227,646 |
| Profit after taxes | € 139 | € 0 | € -166 | € 194,794 | ▲ € 194,960 |
| Equity | € 1,708 | € 1,708 | € 1,542 | € 196,336 | ▲ € 194,794 |
| Total debts | € 437,052 | € 449,139 | € 530,363 | € 0 | ▼ 100% |
| Cash | € 55,364 | € 83,248 | € 66,168 | € 192,098 | ▲ 190% |
| Retained profit | € 1,443 | € 1,443 | € 1,277 | € 196,071 | ▲ € 194,794 |
| Balance sheet total | € 528,538 | € 553,395 | € 531,905 | € 196,336 | ▼ 63% |
Key figures of Onderlinge Brandverzekering Gistel, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onderlinge Brandverzekering Gistel?
What happened at Onderlinge Brandverzekering Gistel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- FRANK CLAEYS stepped down as director. NBB
- DIRK DEVREESE stepped down as director. NBB
- NICOLAS DEHAEMERS stepped down as director. NBB
- BART MARANNES stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 194,794. Source: NBB ↗
- FRANK CLAEYS became a director. NBB
- DIRK DEVREESE became a director. NBB
- NICOLAS DEHAEMERS became a director. NBB
In short
From € 139 profit in 2022 to € 194,794 profit in 2025.
Paid € 66,190 in corporate taxes since 2022.
Best year ever: 2025, with € 194,794 profit.
Management
Behind Onderlinge Brandverzekering Gistel are BART HALEWYCK and VIVIANE CATRYSSE. BART HALEWYCK is also behind st.op.Z. VIVIANE CATRYSSE is also behind AMPE & PARTNERS.
Directors
According to the 2025 annual accounts
FRANK CLAEYS
Director
since 2022 · until 2028
since 2022 · until 2028
NICOLAS DEHAEMERS
Director
since 2022 · until 2028
BART MARANNES
Director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Zomerloosstraat 46
8470 Gistel
Stationsstraat 90
8470 Gistel
Active since 1 January 1968
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.814.148
- VAT number
- BE 0405.814.148
- Registered office
- Zomerloosstraat 46, 8470 Gistel
- Names & denominations
- Onderlinge Brandverzekering Gistel
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered