Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 20 to 16.8.
Financials
Financial year 2025
Deruyck Bouwonderneming from Roeselare, company number BE0405556604, closed financial year 2025 with a result of € -181,495 after tax. For that financial year Deruyck Bouwonderneming recorded a gross margin of € 637,737 and equity of € 220,710. Compared with financial year 2024, the result moved from € -316,635 to € -181,495. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 220,710
▼ 45% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -181,495
▲ 43 % less loss than in 2024
Profit after tax over the fiscal year.
€ 102,010
▲ 118% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -314,958.
People and assets in 2025
16.8
▼ 3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 738,365
▼ 8% vs 2024
€ 44,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,116
▼ 42% vs 2024
Of which on lease € 6,220.
Debts at end 2025
€ 775,405
▲ 11% vs 2024
€ 43,738 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 533,343
▲ 69% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 125,985
▲ 103% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 919,074 | € 965,187 | € 579,345 | € 637,737 | ▲ 10% |
| Profit after taxes | € 4,404 | € -24,747 | € -316,635 | € -181,495 | ▲ € 135,140 |
| Equity | € 743,586 | € 718,839 | € 402,205 | € 220,710 | ▼ 45% |
| Total debts | € 785,846 | € 892,897 | € 1,121,425 | € 1,499,845 | ▲ 34% |
| Cash | € 204,736 | € 40,588 | € 46,698 | € 102,010 | ▲ 118% |
| Land & buildings | € 680,522 | € 703,749 | € 695,101 | € 686,452 | ▼ 1% |
| Retained profit | € 207,918 | € 183,172 | € -133,463 | € -314,958 | ▼ € 181,495 |
| Bank debt | € 500,083 | € 608,359 | € 699,628 | € 775,405 | ▲ 11% |
| Balance sheet total | € 1,549,432 | € 1,611,737 | € 1,523,630 | € 1,720,555 | ▲ 13% |
| Employees (FTE) | 21 | 20 | 19.8 | 16.8 | ▼ 3 |
Key figures of Deruyck Bouwonderneming, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Deruyck Bouwonderneming?
What happened at Deruyck Bouwonderneming in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 181,495. filed late Source: NBB ↗
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,404 profit in 2022 to € 181,495 loss in 2025.
Paid € 20,068 in corporate taxes since 2022.
Best year ever: 2022, with € 4,404 profit.
On average € 38,000 of value added per employee in 2025.
A new publication or filing at Deruyck Bouwonderneming? We notify you, reason included.
Follow Deruyck BouwondernemingDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Brecht Deruyck comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Deruyck BouwondernemingBehind Deruyck Bouwonderneming is Brecht Deruycke BV. The shares are held by Brecht Deruyck (99.9%).
Directors
According to the 2025 annual accounts
Director · represented by Brecht Deruyck
Shareholders
99.9%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vierwegstraat 227
8800 Roeselare
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.556.604
- VAT number
- BE 0405.556.604
- Registered office
- Vierwegstraat 227, 8800 Roeselare
- Names & denominations
- Deruyck Bouwonderneming
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 November 1961
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen