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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Onderlinge Brandverzekering van Bellegem from Kortrijk, company number BE0405392197, closed financial year 2025 with a result of € 322,810 after tax. For that financial year Onderlinge Brandverzekering van Bellegem recorded a gross margin of € 417,420 and equity of € 324,208. Compared with financial year 2024, the result moved from € 154 to € 322,810. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 324,208
▲ € 322,810 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 322,810
▲ € 322,656 vs 2024
Profit after tax over the fiscal year.
€ 328,691
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 323,864.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,325
▲ 235% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 281
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -287 | € -29,973 | € 15,216 | € 417,420 | ▲ € 402,204 |
| Profit after taxes | € -18 | € -876 | € 154 | € 322,810 | ▲ € 322,656 |
| Equity | € 2,165 | € 1,289 | € 1,398 | € 324,208 | ▲ € 322,810 |
| Total debts | € 502,264 | € 497,037 | € 633,092 | € 4,606 | ▼ 99% |
| Cash | € 178,424 | € 206,966 | € 371,769 | € 328,691 | ▼ 12% |
| Retained profit | € 1,777 | € 901 | € 1,054 | € 323,864 | ▲ € 322,810 |
| Balance sheet total | € 601,088 | € 683,683 | € 634,490 | € 328,815 | ▼ 48% |
Key figures of Onderlinge Brandverzekering van Bellegem, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onderlinge Brandverzekering van Bellegem?
What happened at Onderlinge Brandverzekering van Bellegem in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- FREDERIC BYTTEBIER stepped down as director. NBB
- PAUL DESMEDT stepped down as director. NBB
- LUC DELPUTTE stepped down as director. NBB
- CARL CRAEYNEST stepped down as director. NBB
- JEAN SAMAIN stepped down as director. NBB
- GINO STOCK stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 322,810 (▲ € 322,656 vs 2024). Source: NBB ↗
- WOUTER SNOECK became a director. NBB
In short
From € 18 loss in 2022 to € 322,810 profit in 2025.
Paid € 108,344 in corporate taxes since 2022.
Best year ever: 2025, with € 322,810 profit.
Management
Behind Onderlinge Brandverzekering van Bellegem are KAREL VANDEMEULEBROECKE, WIM DESMADRYL and WOUTER SNOECK. KAREL VANDEMEULEBROECKE is also behind Agentuur voor Brandherverzekering, VERZEKERINGEN VANDEMEULEBROECKE and HAMEKA. WIM DESMADRYL is also behind HELIX Verzekeringen and DESMADRYL & VANHOENACKER. WOUTER SNOECK is also behind HELIX Verzekeringen and Wocom.
Directors
According to the 2025 annual accounts
KAREL VANDEMEULEBROECKE
Manager
Also active at: Agentuur voor Brandherverzekering, VERZEKERINGEN VANDEMEULEBROECKE, HAMEKA
since 2022
since 2024
FREDERIC BYTTEBIER
Director
since 2022 · until 2028
PAUL DESMEDT
Vice-chairman of the board
since 2022 · until 2028
since 2022 · until 2028
CARL CRAEYNEST
Chairman of the board
since 2022 · until 2028
JEAN SAMAIN
Director
since 2022 · until 2028
GINO STOCK
Director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Bellegemsestraat(Bel) 110
8510 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.392.197
- VAT number
- BE 0405.392.197
- Registered office
- Bellegemsestraat(Bel) 110, 8510 Kortrijk
- Names & denominations
- Onderlinge Brandverzekering van Bellegem
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered