Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 3.3 to 2.4.
Financials
Financial year 2025
Construma from Harelbeke, company number BE0405324002, closed financial year 2025 with a result of € 94,496 after tax. For that financial year Construma recorded a gross margin of € 311,452 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 175,781 to € 94,496. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 1.9 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 94,496
▼ 46% vs 2024
Profit after tax over the fiscal year.
€ 1.7 million
▼ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.5 million.
People and assets in 2025
2.4
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 120,345
▼ 12% vs 2024
€ 50,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,696
▲ € 10,512 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 107,776
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,180
▼ 89% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 289,166 | € 369,567 | € 416,296 | € 311,452 | ▼ 25% |
| Profit after taxes | € 99,951 | € 92,749 | € 175,781 | € 94,496 | ▼ 46% |
| Equity | € 1,540,658 | € 1,621,359 | € 1,780,543 | € 1,875,039 | ▲ 5% |
| Total debts | € 1,210,674 | € 1,324,435 | € 878,568 | € 649,728 | ▼ 26% |
| Cash | € 665,505 | € 1,540,591 | € 1,800,795 | € 1,669,306 | ▼ 7% |
| Land & buildings | € 1,908 | € 1,431 | € 954 | € 477 | ▼ 50% |
| Retained profit | € 1,184,088 | € 1,264,789 | € 1,423,973 | € 1,518,469 | ▲ 7% |
| Dividend | € 42,219 | € 12,048 | € 16,597 | € 0 | ▼ 100% |
| Bank debt | € 85,326 | € 34,373 | € 0 | € 0 | |
| Balance sheet total | € 2,909,781 | € 3,104,242 | € 2,817,559 | € 2,683,216 | ▼ 5% |
| Employees (FTE) | 2.7 | 3.3 | 2.7 | 2.4 | ▼ 0.3 |
Key figures of Construma, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Construma?
What happened at Construma in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Rudy Sagaert stepped down as director. NBB
- Yvan Sagaert stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 94,496 (▼ 46% vs 2024). filed late Source: NBB ↗
- Rudy Sagaert became a director. NBB
- Yvan Sagaert became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Harelbeke. KBO
In short
From € 99,951 profit in 2022 to € 94,496 profit in 2025.
Paid € 222,681 in corporate taxes since 2022.
Best year ever: 2024, with € 175,781 profit.
On average € 129,800 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Rudy Sagaert
Director
since 1999 · until 2029
since 1999 · until 2029
Establishments
Establishment units
Physical locations of this company
Tieltsestraat 26 box C
8531 Harelbeke
Tieltsestraat 26 C
8531 Harelbeke
Active since 1 November 1963
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.324.002
- VAT number
- BE 0405.324.002
- Registered office
- Tieltsestraat 26 bus C, 8531 Harelbeke
- Names & denominations
- Construma
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
Vervaardiging van machines voor de productie van textiel, kleding en leer