What is the address of Onderlinge Brandverzekering van Lichtervelde?

The registered office of Onderlinge Brandverzekering van Lichtervelde is located at Leysafortstraat 18 box A, 8810 Lichtervelde.

Is Onderlinge Brandverzekering van Lichtervelde still active?

Yes. According to the CBE (29 October 2026) Onderlinge Brandverzekering van Lichtervelde is active, legal situation “Normale toestand”, started on 1 January 1968.

Is Onderlinge Brandverzekering van Lichtervelde registered on Peppol?

No, Onderlinge Brandverzekering van Lichtervelde is currently not registered on the Peppol network.

What is the enterprise number of Onderlinge Brandverzekering van Lichtervelde?

The enterprise number of Onderlinge Brandverzekering van Lichtervelde is BE0405166822.

Who are the directors of Onderlinge Brandverzekering van Lichtervelde?

According to the 2025 annual accounts, the directors of Onderlinge Brandverzekering van Lichtervelde are: LUC DENOO, JOZEF COUSSEMENT, WOUTER COKELAERE, JOHAN GODDYN, GUIDO PAUWELYN.

Is Onderlinge Brandverzekering van Lichtervelde a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 January 1968; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account.

How much profit did Onderlinge Brandverzekering van Lichtervelde make in 2025?

Onderlinge Brandverzekering van Lichtervelde posted a profit after taxes of € 64 in financial year 2025.

What is the revenue of Onderlinge Brandverzekering van Lichtervelde?

As a small company, Onderlinge Brandverzekering van Lichtervelde is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -1,839.

Onderlinge Brandverzekering van Lichtervelde (Cooperative)

Q: When was Onderlinge Brandverzekering van Lichtervelde founded?

Onderlinge Brandverzekering van Lichtervelde was founded on 1 January 1968.

Dossier Onderlinge Brandverzekering van Lichtervelde, printed on 29 October 2026 from databakkes.be/en/0405166822/onderlinge-brandverzekering-van-lichtervelde. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Board fully replaced NBB

No director from three years ago is still active according to annual account 2025.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Onderlinge Brandverzekering van Lichtervelde from Lichtervelde, company number BE0405166822, closed financial year 2025 with a result of € 64 after tax. For that financial year Onderlinge Brandverzekering van Lichtervelde recorded a gross margin of € -1,839 and equity of € 528. Compared with financial year 2024, the result moved from € 59 to € 64. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Growing

€ 528

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 64

▲ 7% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 85,306

▲ 26% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 247.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 962

▲ 121% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -1,467 Gross margin 2022: € -1,467 First fiscal year in the series	€ -12,852 Gross margin 2023: € -12,852 ▼ € 11,385 vs 2022 (€ -1,467) Unfavourable step	€ -1,519 Gross margin 2024: € -1,519 ▲ € 11,334 vs 2023 (€ -12,852) Favourable step	€ -1,839 Gross margin 2025: € -1,839 ▼ € 320 vs 2024 (€ -1,519) Unfavourable step	▼ € 320
Profit after taxes	€ -424 Profit after taxes 2022: € -424 First fiscal year in the series	€ 70 Profit after taxes 2023: € 70 ▲ € 493 vs 2022 (€ -424) Favourable step	€ 59 Profit after taxes 2024: € 59 ▼ 15% vs 2023 (€ 70) Unfavourable step	€ 64 Profit after taxes 2025: € 64 ▲ 7% vs 2024 (€ 59) Favourable step	▲ 7%
Equity	€ 280 Equity 2022: € 280 First fiscal year in the series	€ 350 Equity 2023: € 350 ▲ 25% vs 2022 (€ 280) Favourable step	€ 468 Equity 2024: € 468 ▲ 34% vs 2023 (€ 350) Favourable step	€ 528 Equity 2025: € 528 ▲ 13% vs 2024 (€ 468) Favourable step	▲ 13%
Total debts	€ 230,024 Total debts 2022: € 230,024 First fiscal year in the series	€ 271,317 Total debts 2023: € 271,317 ▲ 18% vs 2022 (€ 230,024) Unfavourable step	€ 266,234 Total debts 2024: € 266,234 ▼ 2% vs 2023 (€ 271,317) Favourable step	€ 289,132 Total debts 2025: € 289,132 ▲ 9% vs 2024 (€ 266,234) Unfavourable step	▲ 9%
Cash	€ 34,741 Cash 2022: € 34,741 First fiscal year in the series	€ 125,847 Cash 2023: € 125,847 ▲ 262% vs 2022 (€ 34,741) Favourable step	€ 67,571 Cash 2024: € 67,571 ▼ 46% vs 2023 (€ 125,847) Unfavourable step	€ 85,306 Cash 2025: € 85,306 ▲ 26% vs 2024 (€ 67,571) Favourable step	▲ 26%
Retained profit	€ 54 Retained profit 2022: € 54 First fiscal year in the series	€ 124 Retained profit 2023: € 124 ▲ 130% vs 2022 (€ 54) Favourable step	€ 183 Retained profit 2024: € 183 ▲ 48% vs 2023 (€ 124) Favourable step	€ 247 Retained profit 2025: € 247 ▲ 35% vs 2024 (€ 183) Favourable step	▲ 35%
Balance sheet total	€ 299,003 Balance sheet total 2022: € 299,003 First fiscal year in the series	€ 310,212 Balance sheet total 2023: € 310,212 ▲ 4% vs 2022 (€ 299,003) Unchanged	€ 285,448 Balance sheet total 2024: € 285,448 ▼ 8% vs 2023 (€ 310,212) Unchanged	€ 297,432 Balance sheet total 2025: € 297,432 ▲ 4% vs 2024 (€ 285,448) Unchanged	▲ 4%

Key figures of Onderlinge Brandverzekering van Lichtervelde, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Onderlinge Brandverzekering van Lichtervelde?

What happened at Onderlinge Brandverzekering van Lichtervelde in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 JOZEF COUSSEMENT stepped down as director. NBB
2027 WOUTER COKELAERE stepped down as director. NBB
2027 JOHAN GODDYN stepped down as director. NBB
2027 GUIDO PAUWELYN stepped down as director. NBB
Jun 30, 2026 New annual accounts for financial year 2025: profit of € 64 (▲ 7% vs 2024). Source: NBB ↗
Jul 5, 2022 New establishment in Lichtervelde. KBO
2021 JOZEF COUSSEMENT became a director. NBB
2021 WOUTER COKELAERE became a director. NBB

In short

From € 424 loss in 2022 to € 64 profit in 2025.

Paid € 312 in corporate taxes since 2022.

Best year ever: 2023, with € 70 profit.

Original PDFs at the National Bank ↗

Management

LUC DENOO

Onderlinge Brandverzekering van Lichtervelde

SD INSURANCE

Behind Onderlinge Brandverzekering van Lichtervelde is LUC DENOO. LUC DENOO is also behind SD INSURANCE.

Directors

According to the 2025 annual accounts

LUC DENOO

Manager

Also active at: SD INSURANCE

JOZEF COUSSEMENT

Director

since 2021 · until 2027

WOUTER COKELAERE

Director

Also active at: TAMPERE, WOELS

since 2021 · until 2027

JOHAN GODDYN

Director

since 2021 · until 2027

GUIDO PAUWELYN

Director

since 2021 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Leysafortstraat 18 box A

8810 Lichtervelde

2.335.030.025

Leysafortstraat 18A

8810 Lichtervelde

Active since 5 July 2022

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

LTWEE

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0405.166.822
VAT number: BE 0405.166.822
Registered office: Leysafortstraat 18 bus A, 8810 Lichtervelde
Names & denominations: Onderlinge Brandverzekering van Lichtervelde
Enterprise type: Rechtspersoon
Legal form: Cooperative company
Legal situation: Normale toestand
Start date: 1 January 1968
Peppol: Not registered

View on CBE Public ↗ Annual accounts (NBB) ↗

Onderlinge Brandverzekering van Lichtervelde

Warning lights

Financials

What happened to Onderlinge Brandverzekering van Lichtervelde?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions