What does Rubin & Zonen do?

Rubin & Zonen is a water company in Antwerpen. Private Limited, started on 21 May 1965, 1 establishment.

What is the address of Rubin & Zonen?

The registered office of Rubin & Zonen is located at Hoveniersstraat 51 box 23, 2018 Antwerpen.

Is Rubin & Zonen still active?

Yes. According to the CBE (29 October 2026) Rubin & Zonen is active, legal situation “Normale toestand”, started on 21 May 1965.

Is Rubin & Zonen registered on Peppol?

Yes, Rubin & Zonen is registered on the Peppol network with ID 0208:0404985787.

What is the enterprise number of Rubin & Zonen?

The enterprise number of Rubin & Zonen is BE0404985787.

When was Rubin & Zonen founded?

Rubin & Zonen was founded on 21 May 1965.

Who are the directors of Rubin & Zonen?

According to the 2026 annual accounts, the directors of Rubin & Zonen are: RAPHAEL RUBIN, JESSICA RUBIN.

Is Rubin & Zonen a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 May 1965; 3 annual accounts filed, latest fiscal year 2026; 2 directors known from the annual account.

How much profit did Rubin & Zonen make in 2026?

Rubin & Zonen posted a profit after taxes of € 105,024 in financial year 2026.

What is the revenue of Rubin & Zonen?

In its most recent annual accounts (2026), Rubin & Zonen reported revenue of € 15,078,073.

How much does an employee at Rubin & Zonen earn?

The average wage cost per full-time employee at Rubin & Zonen was € 60,900 in 2026: staff costs of € 505,084 for 8.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Rubin & Zonen have?

According to the 2026 annual accounts, Rubin & Zonen has 8.3 full-time equivalents (FTE).

Rubin & Zonen (Private Limited) - Antwerpen

Dossier Rubin & Zonen, printed on 29 October 2026 from databakkes.be/en/0404985787/rubin-zonen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 44 % of short-term debt in 2026; threshold 65 %.
Shrinking team NBB

FTE fell two years in a row, from 10.1 to 8.3.
Busy address KBO

31 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2026

Rubin & Zonen from Antwerpen, company number BE0404985787, closed financial year 2026 with a result of € 105,024 after tax. For that financial year Rubin & Zonen recorded revenue of € 15.1 million and equity of € 5.4 million. Compared with financial year 2025, the result moved from € 32,302 to € 105,024. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 21, 2026.

What it is worth Growing

€ 5.4 million

▲ 2% vs 2025

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 105,024

▲ 225% vs 2025

Profit after tax over the fiscal year.

Cash in the bank

€ 804,031

▲ 139% vs 2025

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2026. Retained profit grew to € 1.7 million.

People and assets in 2026

Full-time equivalents

8.3

▼ 0.6 vs 2025

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 639,312 in 2026, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 505,084

▼ 9% vs 2025

€ 60,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,015

Book value of vehicles, furniture and equipment.

Debts at end 2026

Bank debt

€ 877,655

▲ 17% vs 2025

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 4.9 million

▲ 44% vs 2025

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 126 days on average.

Taxes and wages

€ 115,898

▼ 10% vs 2025

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2024	2025	2026	Change 2025 → 2026
Revenue	€ 23,719,248 Revenue 2024: € 23,719,248 First fiscal year in the series	€ 14,198,573 Revenue 2025: € 14,198,573 ▼ 40% vs 2024 (€ 23,719,248) Unfavourable step	€ 15,078,073 Revenue 2026: € 15,078,073 ▲ 6% vs 2025 (€ 14,198,573) Favourable step	▲ 6%
Profit after taxes	€ 110,218 Profit after taxes 2024: € 110,218 First fiscal year in the series	€ 32,302 Profit after taxes 2025: € 32,302 ▼ 71% vs 2024 (€ 110,218) Unfavourable step	€ 105,024 Profit after taxes 2026: € 105,024 ▲ 225% vs 2025 (€ 32,302) Favourable step	▲ 225%
Equity	€ 5,312,395 Equity 2024: € 5,312,395 First fiscal year in the series	€ 5,344,697 Equity 2025: € 5,344,697 ▲ 1% vs 2024 (€ 5,312,395) Favourable step	€ 5,449,720 Equity 2026: € 5,449,720 ▲ 2% vs 2025 (€ 5,344,697) Favourable step	▲ 2%
Total debts	€ 7,724,323 Total debts 2024: € 7,724,323 First fiscal year in the series	€ 5,517,695 Total debts 2025: € 5,517,695 ▼ 29% vs 2024 (€ 7,724,323) Favourable step	€ 6,915,605 Total debts 2026: € 6,915,605 ▲ 25% vs 2025 (€ 5,517,695) Unfavourable step	▲ 25%
Cash	€ 209,443 Cash 2024: € 209,443 First fiscal year in the series	€ 336,045 Cash 2025: € 336,045 ▲ 60% vs 2024 (€ 209,443) Favourable step	€ 804,031 Cash 2026: € 804,031 ▲ 139% vs 2025 (€ 336,045) Favourable step	▲ 139%
Retained profit	€ 1,611,715 Retained profit 2024: € 1,611,715 First fiscal year in the series	€ 1,644,017 Retained profit 2025: € 1,644,017 ▲ 2% vs 2024 (€ 1,611,715) Favourable step	€ 1,749,041 Retained profit 2026: € 1,749,041 ▲ 6% vs 2025 (€ 1,644,017) Favourable step	▲ 6%
Bank debt	€ 2,789,838 Bank debt 2024: € 2,789,838 First fiscal year in the series	€ 747,095 Bank debt 2025: € 747,095 ▼ 73% vs 2024 (€ 2,789,838) Favourable step	€ 877,655 Bank debt 2026: € 877,655 ▲ 17% vs 2025 (€ 747,095) Unfavourable step	▲ 17%
Balance sheet total	€ 13,036,717 Balance sheet total 2024: € 13,036,717 First fiscal year in the series	€ 10,862,392 Balance sheet total 2025: € 10,862,392 ▼ 17% vs 2024 (€ 13,036,717) Unchanged	€ 12,365,326 Balance sheet total 2026: € 12,365,326 ▲ 14% vs 2025 (€ 10,862,392) Unchanged	▲ 14%
Employees (FTE)	10.1 Employees (FTE) 2024: 10.1 First fiscal year in the series	8.9 Employees (FTE) 2025: 8.9 ▼ 1.2 vs 2024 (10.1) Unchanged	8.3 Employees (FTE) 2026: 8.3 ▼ 0.6 vs 2025 (8.9) Unchanged	▼ 0.6

Key figures of Rubin & Zonen, fiscal years 2024 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.

What happened to Rubin & Zonen?

What happened at Rubin & Zonen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 21, 2026 New annual accounts for financial year 2026: profit of € 105,024 (▲ 225% vs 2025). Source: NBB ↗
2008 JESSICA RUBIN became a director. NBB
2000 RAPHAEL RUBIN became a director. NBB
May 21, 1965 New establishment in Antwerpen. KBO
May 21, 1965 Start of the company according to the CBE. KBO

In short

From € 110,218 profit in 2024 to € 105,024 profit in 2026.

Paid € 84,940 in corporate taxes since 2024.

Best year ever: 2024, with € 110,218 profit.

Pays suppliers within 126 days on average.

Original PDFs at the National Bank ↗

Management

RAPHAEL RUBIN JESSICA RUBIN

Beurs Voor Diamanthandel

OREDIA

ANTWERP DIAMOND MANUFACTURERS’ PLATFORM

Rubin & Zonen

Behind Rubin & Zonen are RAPHAEL RUBIN and JESSICA RUBIN. The same people are also behind OREDIA. RAPHAEL RUBIN is also behind Beurs Voor Diamanthandel and ANTWERP DIAMOND MANUFACTURERS’ PLATFORM.

Directors

According to the 2026 annual accounts

RAPHAEL RUBIN

Director

Also active at: Beurs Voor Diamanthandel, OREDIA, ANTWERP DIAMOND MANUFACTURERS’ PLATFORM

since 2000

JESSICA RUBIN

Director

Also active at: OREDIA

since 2008

Establishments

Establishment units

Physical locations of this company

Registered office

Hoveniersstraat 51 box 23

2018 Antwerpen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 31 companies are registered at this address.

All companies at this address →

Dali Diamond Company

OREDIA same network

€ -1,137 gross margin · 2025

HB Blueprint

€ 699,991 revenue · 2025

AERODIAM ANTWERP

€ 201,409 gross margin · 2025

GEMOLOGICAL LABORATORY OF ANTWERP

€ -56,324 gross margin · 2025

+26 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0404.985.787

VAT number

BE 0404.985.787

Registered office

Hoveniersstraat 51 bus 23, 2018 Antwerpen

Names & denominations

Rubin & Zonen

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

21 May 1965

Peppol

Active · Active since 16 Sept 2025

Activities · NACE

Bewerking van diamant

Bewerken van diamant

Groothandel in andere machines en werktuigen, neg

Groothandel in diamant en andere edelstenen

Groothandel in diamant

View on CBE Public ↗ Annual accounts (NBB) ↗

Rubin & Zonen

Warning lights

Financials

What happened to Rubin & Zonen?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions