Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Immo - Cavens from Schilde, company number BE0404733389, closed financial year 2025 with a result of € -19,758 after tax. For that financial year Immo - Cavens recorded a gross margin of € 116,641 and equity of € 862,166. Compared with financial year 2024, the result moved from € -8,528 to € -19,758. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 862,166
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -19,758
▼ 132 % more loss than in 2024
Profit after tax over the fiscal year.
€ 69,225
▲ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 800,666.
People and assets in 2025
€ 1,192
▼ 67% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 484,958
▼ 10% vs 2024
€ 59,789 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,422
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,844
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 111,534 | € 120,326 | € 130,147 | € 116,641 | ▼ 10% |
| Profit after taxes | € -71,607 | € -16,355 | € -8,528 | € -19,758 | ▼ € 11,230 |
| Equity | € 906,807 | € 890,452 | € 881,924 | € 862,166 | ▼ 2% |
| Total debts | € 1,369,076 | € 1,308,888 | € 1,208,093 | € 1,137,629 | ▼ 6% |
| Cash | € 115,570 | € 103,446 | € 65,547 | € 69,225 | ▲ 6% |
| Land & buildings | € 2,419,494 | € 2,327,702 | € 2,235,909 | € 2,144,117 | ▼ 4% |
| Retained profit | € 845,307 | € 828,952 | € 820,424 | € 800,666 | ▼ 2% |
| Bank debt | € 645,399 | € 592,677 | € 539,255 | € 484,958 | ▼ 10% |
| Balance sheet total | € 2,611,650 | € 2,508,939 | € 2,380,693 | € 2,277,639 | ▼ 4% |
Key figures of Immo - Cavens, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immo - Cavens?
What happened at Immo - Cavens in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 19,758. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Schilde. KBO
In short
From € 71,607 loss in 2022 to € 19,758 loss in 2025.
Paid € 81,604 in corporate taxes since 2022.
Management
Behind Immo - Cavens are Henrik De Wispelaere and Katherine De Wispelaere. Henrik De Wispelaere is also behind Five Sixty Consulting. Katherine De Wispelaere is also behind Notaris Katherine De Wispelaere and Notariële participatievennootschap Katherine De Wispelaere.
Directors
According to the 2025 annual accounts
Katherine De Wispelaere
Director
Also active at: Notaris Katherine De Wispelaere, Notariële participatievennootschap Katherine De Wispelaere
Establishments
Establishment units
Physical locations of this company
Gillès de Pélichylei 117
2970 Schilde
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0404.733.389
- VAT number
- BE 0404.733.389
- Registered office
- Gillès de Pélichylei 117, 2970 Schilde
- Names & denominations
- Immo - Cavens
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 13 Feb 2024