Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FARIO from Libramont-Chevigny, company number BE0404358554, closed financial year 2025 with a result of € 129,903 after tax. For that financial year FARIO recorded a gross margin of € 164,896 and equity of € 302,422. Compared with financial year 2024, the result moved from € 48,666 to € 129,903. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 302,422
▲ 75% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 129,903
▲ 167% vs 2024
Profit after tax over the fiscal year.
€ 559
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 240,422.
People and assets in 2025
€ 1,912
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 10% vs 2024
€ 126,164 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 17,838
▲ 167% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,972
▲ 57% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 66,453 | € 171,399 | € 137,735 | € 164,896 | ▲ 20% |
| Profit after taxes | € 11,415 | € 109,031 | € 48,666 | € 129,903 | ▲ 167% |
| Equity | € 14,821 | € 123,853 | € 172,518 | € 302,422 | ▲ 75% |
| Total debts | € 486,085 | € 960,193 | € 1,614,556 | € 1,443,908 | ▼ 11% |
| Cash | € 25,500 | € 1,644 | € 12,687 | € 559 | ▼ 96% |
| Land & buildings | € 192,056 | € 184,275 | € 817,803 | € 790,487 | ▼ 3% |
| Retained profit | € -47,179 | € 61,853 | € 110,518 | € 240,422 | ▲ 118% |
| Bank debt | € 359,821 | € 708,779 | € 1,279,257 | € 1,156,657 | ▼ 10% |
| Balance sheet total | € 500,906 | € 1,084,045 | € 1,787,074 | € 1,746,329 | ▼ 2% |
Key figures of FARIO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 June 2027.
What happened to FARIO?
What happened at FARIO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- FRANCOIS BERNARD stepped down as director. NBB
- CATHERINE LAHIRE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 129,903 (▲ 167% vs 2024). filed late Source: NBB ↗
- FRANCOIS BERNARD became a director. NBB
- CATHERINE LAHIRE became a director. NBB
- New establishment in Libramont-Chevigny. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,415 profit in 2022 to € 129,903 profit in 2025.
Paid € 9,675 in corporate taxes since 2022.
Best year ever: 2025, with € 129,903 profit.
Management
It owns 100% of HOTEL L'AVENUE, 100% of SIDONIE and 15% of LIBRIMMO itself.
Directors
According to the 2025 annual accounts
since 2022 · until 2028
CATHERINE LAHIRE
Managing director
Also active at: NEW VILLAGES, HOTEL L'AVENUE, SIDONIE, B4 - SOCIETE CIVILE D'ARCHITECTURE, IMMO ATELIER DE LA GRANGE, ENERGIEPRIM
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Libramont,Avenue de Bouillon 78
6800 Libramont-Chevigny
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Mission régionale pour l'Emploi du Luxembourg
€ 1.6 million gross margin · 2025
CHALLENGE ASBL
€ 559,219 gross margin · 2025
IMMO ATELIER DE LA GRANGE same network
€ 32,543 gross margin · 2025
ASSOCIATION DES COPROPRIETAIRES DE LA RESIDENCE LIBRIMMO
BUREAU ATELIER DE LA GRANGE
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0404.358.554
- VAT number
- BE 0404.358.554
- Registered office
- Libramont,Avenue de Bouillon 78, 6800 Libramont-Chevigny
- Names & denominations
- FARIO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 July 1967
- Peppol
- Active · Active since 3 Sept 2026
- Activities · NACE
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