Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 16.4 to 14.7.
Financials
Financial year 2025
Cepema - Etablissements Chenoix frères from Marche-en-Famenne, company number BE0404339649, closed financial year 2025 with a result of € -27,339 after tax. For that financial year Cepema - Etablissements Chenoix frères recorded a gross margin of € 684,205 and equity of € 574,514. Compared with financial year 2024, the result moved from € 35,987 to € -27,339. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 574,514
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -27,339
▼ still € 35,987 profit in 2024
Profit after tax over the fiscal year.
€ 292,473
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 318,211.
People and assets in 2025
14.7
▼ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 617,749
▼ 10% vs 2024
€ 42,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 59,979
▲ € 45,115 vs 2024
Of which on lease € 52,772.
Debts at end 2025
€ 407,484
▼ 10% vs 2024
€ 72,247 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 206,686
▲ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,434
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 878,677 | € 925,259 | € 817,055 | € 684,205 | ▼ 16% |
| Profit after taxes | € 54,352 | € 63,376 | € 35,987 | € -27,339 | ▼ € 63,326 |
| Equity | € 527,490 | € 590,866 | € 601,853 | € 574,514 | ▼ 5% |
| Total debts | € 947,051 | € 878,372 | € 636,301 | € 656,548 | ▲ 3% |
| Cash | € 540,632 | € 569,229 | € 413,934 | € 292,473 | ▼ 29% |
| Land & buildings | € 344,942 | € 306,712 | € 272,175 | € 238,003 | ▼ 13% |
| Retained profit | € 271,186 | € 334,562 | € 345,550 | € 318,211 | ▼ 8% |
| Dividend | € 0 | € 0 | € 25,000 | € 0 | ▼ 100% |
| Bank debt | € 652,830 | € 556,206 | € 451,412 | € 407,484 | ▼ 10% |
| Balance sheet total | € 1,474,541 | € 1,484,238 | € 1,238,154 | € 1,231,062 | ▼ 1% |
| Employees (FTE) | 17 | 16.4 | 15.8 | 14.7 | ▼ 1.1 |
Key figures of Cepema - Etablissements Chenoix frères, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cepema - Etablissements Chenoix frères?
What happened at Cepema - Etablissements Chenoix frères in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 27,339 (▼ € 63,326 vs 2024). Source: NBB ↗
- New establishment in Marche-en-Famenne. KBO
- GC Concept SRL became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Marche-en-Famenne. KBO
In short
From € 54,352 profit in 2022 to € 27,339 loss in 2025.
Paid € 60,129 in corporate taxes since 2022.
Best year ever: 2023, with € 63,376 profit.
On average € 46,500 of value added per employee in 2025.
A new publication or filing at Cepema - Etablissements Chenoix frères? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GC CONCEPT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Cepema - Etablissements Chenoix frèresBehind Cepema - Etablissements Chenoix frères is GC Concept SRL. The shares are held by GC CONCEPT (99.8%).
Directors
According to the 2025 annual accounts
Managing director · represented by François Florence
since 2010
Shareholders
99.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Marche, Vieille Route de Liège 41
6900 Marche-en-Famenne
Marche, Chaussée de Liège 76
6900 Marche-en-Famenne
Active since 1 October 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0404.339.649
- VAT number
- BE 0404.339.649
- Registered office
- Marche, Vieille Route de Liège 41, 6900 Marche-en-Famenne
- Names & denominations
- Cepema - Etablissements Chenoix frères · Cepema
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 7 Jan 2026
- Activities · NACE
Overige werkzaamheden in verband met de afwerking van gebouwen
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Schilderen
Schilderen van gebouwen