What does Kempische Heerd do?

Kempische Heerd is a credit provider in Turnhout. Public Limited, started on 1 January 1968, 2 establishments.

What is the address of Kempische Heerd?

The registered office of Kempische Heerd is located at Parklaan 113, 2300 Turnhout.

Is Kempische Heerd still active?

Yes. According to the CBE (29 October 2026) Kempische Heerd is active, legal situation “Normale toestand”, started on 1 January 1968.

Is Kempische Heerd registered on Peppol?

No, Kempische Heerd is currently not registered on the Peppol network.

What is the enterprise number of Kempische Heerd?

The enterprise number of Kempische Heerd is BE0404164554.

When was Kempische Heerd founded?

Kempische Heerd was founded on 1 January 1968.

Who are the directors of Kempische Heerd?

According to the 2025 annual accounts, the directors of Kempische Heerd are: GEMEENTE AARTSELAAR, GEMEENTE OUD-TURNHOUT, STAD TURNHOUT, STAD MORTSEL, STAD GEEL, STAD HOOGSTRATEN, GEMEENTE MOL, Josiane DRIESEN.

Is Kempische Heerd a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 January 1968; 4 annual accounts filed, latest fiscal year 2025; 13 directors known from the annual account; 2 establishments in the CBE.

How much profit did Kempische Heerd make in 2025?

Kempische Heerd posted a profit after taxes of € 82,599 in financial year 2025.

What is the revenue of Kempische Heerd?

In its most recent annual accounts (2025), Kempische Heerd reported revenue of € 1,002,990.

How much does an employee at Kempische Heerd earn?

The average wage cost per full-time employee at Kempische Heerd was € 103,700 in 2025: staff costs of € 207,431 for 2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Kempische Heerd have?

According to the 2025 annual accounts, Kempische Heerd has 2 full-time equivalents (FTE).

Does Kempische Heerd have a website?

Yes, Kempische Heerd has a website at kempenswoonkrediet.be.

Kempische Heerd (Public Limited) - Turnhout

Dossier Kempische Heerd, printed on 29 October 2026 from databakkes.be/en/0404164554/kempische-heerd. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Kempische Heerd from Turnhout, company number BE0404164554, closed financial year 2025 with a result of € 82,599 after tax. For that financial year Kempische Heerd recorded revenue of € 1 million and equity of € 14.2 million. Compared with financial year 2024, the result moved from € 113,202 to € 82,599. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.

What it is worth Growing

€ 14.2 million

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 82,599

▼ 27% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.5 million

▼ 39% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 11.3 million.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 163,901 in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 207,431

▲ 3% vs 2024

€ 103,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 10 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 28 million

▼ 10% vs 2024

€ 2.8 million is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 13,099

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 7 days on average.

Taxes and wages

€ 31,839

▲ 17% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 1,222,414 Revenue 2022: € 1,222,414 First fiscal year in the series	€ 1,144,019 Revenue 2023: € 1,144,019 ▼ 6% vs 2022 (€ 1,222,414) Unfavourable step	€ 1,077,113 Revenue 2024: € 1,077,113 ▼ 6% vs 2023 (€ 1,144,019) Unfavourable step	€ 1,002,990 Revenue 2025: € 1,002,990 ▼ 7% vs 2024 (€ 1,077,113) Unfavourable step	▼ 7%
Profit after taxes	€ 114,816 Profit after taxes 2022: € 114,816 First fiscal year in the series	€ 120,421 Profit after taxes 2023: € 120,421 ▲ 5% vs 2022 (€ 114,816) Favourable step	€ 113,202 Profit after taxes 2024: € 113,202 ▼ 6% vs 2023 (€ 120,421) Unfavourable step	€ 82,599 Profit after taxes 2025: € 82,599 ▼ 27% vs 2024 (€ 113,202) Unfavourable step	▼ 27%
Equity	€ 13,911,121 Equity 2022: € 13,911,121 First fiscal year in the series	€ 14,031,542 Equity 2023: € 14,031,542 ▲ 1% vs 2022 (€ 13,911,121) Favourable step	€ 14,144,744 Equity 2024: € 14,144,744 ▲ 1% vs 2023 (€ 14,031,542) Favourable step	€ 14,227,344 Equity 2025: € 14,227,344 ▲ 1% vs 2024 (€ 14,144,744) Favourable step	▲ 1%
Total debts	€ 37,755,999 Total debts 2022: € 37,755,999 First fiscal year in the series	€ 34,630,204 Total debts 2023: € 34,630,204 ▼ 8% vs 2022 (€ 37,755,999) Favourable step	€ 31,446,238 Total debts 2024: € 31,446,238 ▼ 9% vs 2023 (€ 34,630,204) Favourable step	€ 28,382,175 Total debts 2025: € 28,382,175 ▼ 10% vs 2024 (€ 31,446,238) Favourable step	▼ 10%
Cash	€ 3,090,758 Cash 2022: € 3,090,758 First fiscal year in the series	€ 2,693,451 Cash 2023: € 2,693,451 ▼ 13% vs 2022 (€ 3,090,758) Unfavourable step	€ 2,390,015 Cash 2024: € 2,390,015 ▼ 11% vs 2023 (€ 2,693,451) Unfavourable step	€ 1,460,756 Cash 2025: € 1,460,756 ▼ 39% vs 2024 (€ 2,390,015) Unfavourable step	▼ 39%
Land & buildings	€ 598,223 Land & buildings 2022: € 598,223 First fiscal year in the series	€ 568,055 Land & buildings 2023: € 568,055 ▼ 5% vs 2022 (€ 598,223) Unchanged	€ 546,526 Land & buildings 2024: € 546,526 ▼ 4% vs 2023 (€ 568,055) Unchanged	€ 520,061 Land & buildings 2025: € 520,061 ▼ 5% vs 2024 (€ 546,526) Unchanged	▼ 5%
Retained profit	€ 10,948,479 Retained profit 2022: € 10,948,479 First fiscal year in the series	€ 11,068,899 Retained profit 2023: € 11,068,899 ▲ 1% vs 2022 (€ 10,948,479) Favourable step	€ 11,182,102 Retained profit 2024: € 11,182,102 ▲ 1% vs 2023 (€ 11,068,899) Favourable step	€ 11,264,701 Retained profit 2025: € 11,264,701 ▲ 1% vs 2024 (€ 11,182,102) Favourable step	▲ 1%
Bank debt	€ 37,257,577 Bank debt 2022: € 37,257,577 First fiscal year in the series	€ 34,184,927 Bank debt 2023: € 34,184,927 ▼ 8% vs 2022 (€ 37,257,577) Favourable step	€ 31,044,515 Bank debt 2024: € 31,044,515 ▼ 9% vs 2023 (€ 34,184,927) Favourable step	€ 27,984,636 Bank debt 2025: € 27,984,636 ▼ 10% vs 2024 (€ 31,044,515) Favourable step	▼ 10%
Balance sheet total	€ 51,667,120 Balance sheet total 2022: € 51,667,120 First fiscal year in the series	€ 48,661,746 Balance sheet total 2023: € 48,661,746 ▼ 6% vs 2022 (€ 51,667,120) Unchanged	€ 45,590,982 Balance sheet total 2024: € 45,590,982 ▼ 6% vs 2023 (€ 48,661,746) Unchanged	€ 42,609,519 Balance sheet total 2025: € 42,609,519 ▼ 7% vs 2024 (€ 45,590,982) Unchanged	▼ 7%
Employees (FTE)	2.3 Employees (FTE) 2022: 2.3 First fiscal year in the series	1.8 Employees (FTE) 2023: 1.8 ▼ 0.5 vs 2022 (2.3) Unchanged	2 Employees (FTE) 2024: 2 ▲ 0.2 vs 2023 (1.8) Unchanged	2 Employees (FTE) 2025: 2 Unchanged (2) Unchanged

Key figures of Kempische Heerd, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Kempische Heerd?

What happened at Kempische Heerd in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 GEMEENTE AARTSELAAR stepped down as director. NBB
2031 GEMEENTE OUD-TURNHOUT stepped down as director. NBB
2031 STAD TURNHOUT stepped down as director. NBB
2031 STAD MORTSEL stepped down as director. NBB
2031 STAD GEEL stepped down as director. NBB
2031 STAD HOOGSTRATEN stepped down as director. NBB
2031 GEMEENTE MOL stepped down as director. NBB
2031 GEMEENTE SCHOTEN stepped down as director. NBB

In short

From € 114,816 profit in 2022 to € 82,599 profit in 2025.

Paid € 31,044 in corporate taxes since 2022.

Best year ever: 2023, with € 120,421 profit.

Pays suppliers within 7 days on average.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

GEMEENTE AARTSELAAR

bestuurder · represented by Hilde Heyman

since 2025 · until 2031

GEMEENTE OUD-TURNHOUT

bestuurder · represented by Liesbeth Dierckx

Also active at: eerstelijnszone Kempenland

since 2025 · until 2031

STAD TURNHOUT

bestuurder · represented by Koen De Busser

Also active at: eerstelijnszone Kempenland

since 2025 · until 2031

STAD MORTSEL

bestuurder · represented by Nadia Saouti

since 2025 · until 2031

STAD GEEL

bestuurder · represented by Tinne Vangeel

since 2025 · until 2031

STAD HOOGSTRATEN

Director · represented by Tom Gabriëls

Also active at: eerstelijnszone Kempenland

since 2025 · until 2031

GEMEENTE MOL

bestuurder · represented by Jan Van Dael, Lotte Vreys

Also active at: VLAAMS STEUNPUNT VRIJWILLIGERSWERK

since 2025 · until 2031

Josiane DRIESEN

Chairman of the board

since 2020 · until 2026

GEMEENTE SCHOTEN

bestuurder · represented by Iris De Koster

since 2025 · until 2031

STAD ANTWERPEN

bestuurder · represented by Patrick Janssens

Also active at: Integratie & Inburgering Antwerpen, BlueChem, Vlaamse Erfgoedbibliotheken, ZIEKENHUIS AAN DE STROOM, ITS BELGIUM

since 2025 · until 2031

Franciscus DILLEN

bestuurder

since 2020 · until 2026

GEMEENTE BALEN

bestuurder · represented by Els Van Hout

since 2025 · until 2031

Fons DIERCKX

bestuurder

since 2020 · until 2026

Establishments

Establishment units

Physical locations of this company

Registered office

Parklaan 113

2300 Turnhout

2.278.694.108

Justitiestraat 21

2018 Antwerpen

Active since 4 July 2018

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS kempenswoonkrediet.be

Technologies

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Hosting & Email

Email provider

Microsoft 365

Hosting

CLDIN-NL Your Hosting B.V. part of Your.Online, NL

Website info

HTTPS Ja

Languages NL

Features

Contact page

Security

✓ HTTPS

✓ SPF

✗ DMARC

Network

✓ IPv6

Details

Company number

0404.164.554

VAT number

BE 0404.164.554

Registered office

Parklaan 113, 2300 Turnhout

Names & denominations

Kempische Heerd

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 January 1968

Peppol

Not registered

Contact

kempenswoonkrediet.be

Activities · NACE

Verstrekken van hypothecair krediet

Overige kredietverstrekking

View on CBE Public ↗ Annual accounts (NBB) ↗

Kempische Heerd

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Financials

What happened to Kempische Heerd?

Management

Directors

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

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Details

Frequently asked questions