Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CLAVER IMMO from Antwerpen, company number BE0403708654, closed financial year 2025 with a result of € 808,790 after tax. For that financial year CLAVER IMMO recorded a gross margin of € 2.6 million and equity of € 5.8 million. Compared with financial year 2024, the result moved from € 153,028 to € 808,790. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 3, 2026.
€ 5.8 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 808,790
▲ € 655,761 vs 2024
Profit after tax over the fiscal year.
€ 284,862
▲ € 260,133 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 926,387 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 2,290
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 10.1 million
▼ 11% vs 2024
€ 913,066 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 5,232
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,510
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,355,598 | € 2,701,329 | € 1,551,891 | € 2,595,720 | ▲ 67% |
| Profit after taxes | € 49,165 | € 1,165,184 | € 153,028 | € 808,790 | ▲ € 655,761 |
| Equity | € 5,155,090 | € 5,930,493 | € 5,913,829 | € 5,796,231 | ▼ 2% |
| Total debts | € 9,073,189 | € 12,962,504 | € 12,108,930 | € 11,387,370 | ▼ 6% |
| Cash | € 127,371 | € 2,071,421 | € 24,729 | € 284,862 | ▲ € 260,133 |
| Land & buildings | € 14,279,691 | € 12,027,981 | € 16,305,083 | € 15,708,826 | ▼ 4% |
| Retained profit | € 1,405,090 | € 2,180,493 | € 2,083,676 | € 1,966,078 | ▼ 6% |
| Dividend | € 120,663 | € 389,781 | € 249,846 | € 926,387 | ▲ 271% |
| Bank debt | € 8,649,904 | € 11,726,900 | € 11,380,077 | € 10,081,089 | ▼ 11% |
| Balance sheet total | € 14,520,502 | € 19,439,356 | € 18,536,844 | € 17,658,487 | ▼ 5% |
Key figures of CLAVER IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CLAVER IMMO?
What happened at CLAVER IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Tom Claessens stepped down as director. NBB
- Marc Claessens stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 808,790 (▲ € 655,761 vs 2024). Source: NBB ↗
- Tom Claessens became a director. NBB
- Marc Claessens became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Antwerpen. KBO
In short
From € 49,165 profit in 2022 to € 808,790 profit in 2025.
Paid € 500,255 in corporate taxes since 2022.
Best year ever: 2023, with € 1.2 million profit.
Paid out € 1.7 million in dividends to the owners in total.
Management
The stake of CLAVER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CLAVER IMMOThe shares are held by CLAVER (100%).
Establishments
Establishment units
Physical locations of this company
Terlindenhofstraat 36
2170 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →Belgium Antique Exporters
€ 28,089 gross margin · 2026
MAMMOET INDUSTRIES
€ 61,229 gross margin · 2025
The Future Alliance
€ 129,197 gross margin · 2025
CODRIMEX same network
€ 1.2 million gross margin · 2025
EZ SOFTWARE
€ 202,040 gross margin · 2025
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
Website info
Features
Security
Details
- Company number
- 0403.708.654
- VAT number
- BE 0403.708.654
- Registered office
- Terlindenhofstraat 36, 2170 Antwerpen
- Names & denominations
- CLAVER IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 February 1946
- Peppol
- Active · Active since 21 Oct 2026
- Contact
- claver.be [email protected] 03 641 97 79
- Activities · NACE
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