Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Firma Campaert from Kontich, company number BE0403640061, closed financial year 2025 with a result of € -445,901 after tax. For that financial year Firma Campaert recorded a gross margin of € 2.7 million and equity of € -2.8 million. Compared with financial year 2024, the result moved from € -1.1 million to € -445,901. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ -2.8 million
▼ € 445,901 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -445,901
▲ 58 % less loss than in 2024
Profit after tax over the fiscal year.
€ 28,049
▲ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4.1 million.
People and assets in 2025
48
▼ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.8 million
▲ 3% vs 2024
€ 58,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 333,305
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.4 million
▲ 2% vs 2024
Loans from banks and other lenders, long and short.
€ 830,343
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 358,275
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 10,198,550 | € 9,176,009 | - | - | |
| Gross margin | - | - | € 2,013,658 | € 2,734,836 | ▲ 36% |
| Profit after taxes | € -239,812 | € -997,562 | € -1,061,309 | € -445,901 | ▲ € 615,408 |
| Equity | € -264,273 | € -1,261,835 | € -2,323,144 | € -2,769,045 | ▼ € 445,901 |
| Total debts | € 5,463,712 | € 5,898,936 | € 6,132,107 | € 6,245,515 | ▲ 2% |
| Cash | € 5,319 | € 138,909 | € 15,814 | € 28,049 | ▲ 77% |
| Retained profit | € -1,566,117 | € -2,563,680 | € -3,624,989 | € -4,070,889 | ▼ € 445,901 |
| Bank debt | € 3,542,884 | € 2,424,928 | € 2,404,619 | € 2,447,869 | ▲ 2% |
| Balance sheet total | € 5,199,440 | € 4,637,101 | € 3,858,963 | € 3,526,470 | ▼ 9% |
| Employees (FTE) | 50.7 | 48.7 | 49.3 | 48 | ▼ 1.3 |
Key figures of Firma Campaert, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Firma Campaert?
What happened at Firma Campaert in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Christiana Francisca Van Den Vonder stepped down as director. NBB
- Jan Josepha Campaert stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 445,901. Source: NBB ↗
- Christiana Francisca Van Den Vonder became a director. NBB
- Jan Josepha Campaert became a director. NBB
- New establishment in Kontich. KBO
- Start of the company according to the CBE. KBO
In short
From € 239,812 loss in 2022 to € 445,901 loss in 2025.
Paid € 11,414 in corporate taxes since 2022.
On average € 57,000 of value added per employee in 2025.
Management
Establishments
Establishment units
Physical locations of this company
Kerkelei 43
2550 Kontich
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Domain
Domain
campaert-livein.com
Registered
2024-02-02
Registrar
Wix.com Ltd.
Expires
2028-02-02
Website info
Features
Details
- Company number
- 0403.640.061
- VAT number
- BE 0403.640.061
- Registered office
- Kerkelei 43, 2550 Kontich
- Names & denominations
- Firma Campaert
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 April 1967
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Vervaardiging van overige geconfectioneerde artikelen van textiel, muv kleding
Groothandel in huishoudtextiel en beddengoed
Groothandel in textiel
Groothandel in tapijten
Groothandel in meubels, niet-elektrische huishoudapparaten en vloerbedekking inclusief tapijten
Groothandel in behang, verf en woningtextiel
Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen
Groothandel in reinigingsmiddelen