What does Demer en Dijle do?

Demer en Dijle is a credit provider in Heusden-Zolder. Public Limited, started on 22 September 1952, 1 establishment.

What is the address of Demer en Dijle?

The registered office of Demer en Dijle is located at De Lange Beemden 14 box 11, 3550 Heusden-Zolder.

Is Demer en Dijle still active?

Yes. According to the CBE (29 October 2026) Demer en Dijle is active, legal situation “Normale toestand”, started on 22 September 1952.

Is Demer en Dijle registered on Peppol?

Yes, Demer en Dijle is registered on the Peppol network with ID 0208:0403559392.

What is the enterprise number of Demer en Dijle?

The enterprise number of Demer en Dijle is BE0403559392.

When was Demer en Dijle founded?

Demer en Dijle was founded on 22 September 1952.

Who are the directors of Demer en Dijle?

According to the 2025 annual accounts, the directors of Demer en Dijle are: Olivier NOKERMAN, NV PATRONALE LIFE, ABC-GROUP NV, Bart CORNU, Laura DE GEYTER, Johan VANDENBERGHE.

Is Demer en Dijle a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 September 1952; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did Demer en Dijle make in 2025?

Demer en Dijle recorded a loss after taxes of € 14,851 in financial year 2025.

What is the revenue of Demer en Dijle?

In its most recent annual accounts (2025), Demer en Dijle reported revenue of € 1,341,242.

Demer en Dijle (Public Limited) - Heusden-Zolder

Dossier Demer en Dijle, printed on 29 October 2026 from databakkes.be/en/0403559392/demer-en-dijle. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Demer en Dijle from Heusden-Zolder, company number BE0403559392, closed financial year 2025 with a result of € -14,851 after tax. For that financial year Demer en Dijle recorded revenue of € 1.3 million and equity of € 7.3 million. Compared with financial year 2024, the result moved from € 543,597 to € -14,851. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.

What it is worth Healthy

€ 7.3 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -14,851

▼ still € 543,597 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2.2 million

▲ 171% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 6.8 million.

Debts at end 2025

Bank debt ≈ 11 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 42.8 million

▼ 8% vs 2024

€ 4.1 million is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.

Owed to suppliers

€ 43,068

▼ 54% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 13 days on average.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 1,698,513 Revenue 2022: € 1,698,513 First fiscal year in the series	€ 1,543,131 Revenue 2023: € 1,543,131 ▼ 9% vs 2022 (€ 1,698,513) Unfavourable step	€ 1,449,381 Revenue 2024: € 1,449,381 ▼ 6% vs 2023 (€ 1,543,131) Unfavourable step	€ 1,341,242 Revenue 2025: € 1,341,242 ▼ 7% vs 2024 (€ 1,449,381) Unfavourable step	▼ 7%
Profit after taxes	€ 42,997 Profit after taxes 2022: € 42,997 First fiscal year in the series	€ 97,216 Profit after taxes 2023: € 97,216 ▲ 126% vs 2022 (€ 42,997) Favourable step	€ 543,597 Profit after taxes 2024: € 543,597 ▲ € 446,381 vs 2023 (€ 97,216) Favourable step	€ -14,851 Profit after taxes 2025: € -14,851 ▼ € 558,448 vs 2024 (€ 543,597) Unfavourable step	▼ € 558,448
Equity	€ 6,671,727 Equity 2022: € 6,671,727 First fiscal year in the series	€ 6,768,943 Equity 2023: € 6,768,943 ▲ 1% vs 2022 (€ 6,671,727) Favourable step	€ 7,312,541 Equity 2024: € 7,312,541 ▲ 8% vs 2023 (€ 6,768,943) Favourable step	€ 7,297,690 Equity 2025: € 7,297,690 Unchanged (€ 7,312,541) Unfavourable step
Total debts	€ 55,870,556 Total debts 2022: € 55,870,556 First fiscal year in the series	€ 51,158,381 Total debts 2023: € 51,158,381 ▼ 8% vs 2022 (€ 55,870,556) Favourable step	€ 47,065,273 Total debts 2024: € 47,065,273 ▼ 8% vs 2023 (€ 51,158,381) Favourable step	€ 43,353,165 Total debts 2025: € 43,353,165 ▼ 8% vs 2024 (€ 47,065,273) Favourable step	▼ 8%
Cash	€ 258,241 Cash 2022: € 258,241 First fiscal year in the series	€ 1,386,753 Cash 2023: € 1,386,753 ▲ € 1.1 million vs 2022 (€ 258,241) Favourable step	€ 820,617 Cash 2024: € 820,617 ▼ 41% vs 2023 (€ 1,386,753) Unfavourable step	€ 2,223,293 Cash 2025: € 2,223,293 ▲ 171% vs 2024 (€ 820,617) Favourable step	▲ 171%
Land & buildings	€ 19,726 Land & buildings 2022: € 19,726 First fiscal year in the series	€ 15,654 Land & buildings 2023: € 15,654 ▼ 21% vs 2022 (€ 19,726) Unchanged	€ 11,582 Land & buildings 2024: € 11,582 ▼ 26% vs 2023 (€ 15,654) Unchanged	€ 7,548 Land & buildings 2025: € 7,548 ▼ 35% vs 2024 (€ 11,582) Unchanged	▼ 35%
Retained profit	€ 6,175,278 Retained profit 2022: € 6,175,278 First fiscal year in the series	€ 6,272,494 Retained profit 2023: € 6,272,494 ▲ 2% vs 2022 (€ 6,175,278) Favourable step	€ 6,816,092 Retained profit 2024: € 6,816,092 ▲ 9% vs 2023 (€ 6,272,494) Favourable step	€ 6,801,241 Retained profit 2025: € 6,801,241 Unchanged (€ 6,816,092) Unfavourable step
Bank debt	€ 55,177,669 Bank debt 2022: € 55,177,669 First fiscal year in the series	€ 50,602,623 Bank debt 2023: € 50,602,623 ▼ 8% vs 2022 (€ 55,177,669) Favourable step	€ 46,460,477 Bank debt 2024: € 46,460,477 ▼ 8% vs 2023 (€ 50,602,623) Favourable step	€ 42,810,669 Bank debt 2025: € 42,810,669 ▼ 8% vs 2024 (€ 46,460,477) Favourable step	▼ 8%
Balance sheet total	€ 62,542,283 Balance sheet total 2022: € 62,542,283 First fiscal year in the series	€ 57,927,325 Balance sheet total 2023: € 57,927,325 ▼ 7% vs 2022 (€ 62,542,283) Unchanged	€ 54,377,813 Balance sheet total 2024: € 54,377,813 ▼ 6% vs 2023 (€ 57,927,325) Unchanged	€ 50,806,776 Balance sheet total 2025: € 50,806,776 ▼ 7% vs 2024 (€ 54,377,813) Unchanged	▼ 7%
Employees (FTE)	0.3 Employees (FTE) 2022: 0.3 First fiscal year in the series	-	-	-

Key figures of Demer en Dijle, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Demer en Dijle?

What happened at Demer en Dijle in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 Olivier NOKERMAN stepped down as director. NBB
2031 NV PATRONALE LIFE stepped down as director. NBB
2031 ABC-GROUP NV stepped down as director. NBB
2031 Bart CORNU stepped down as director. NBB
2031 Laura DE GEYTER stepped down as director. NBB
2031 Johan VANDENBERGHE stepped down as director. NBB
Jun 1, 2026 New annual accounts for financial year 2025: loss of € 14,851 (▼ € 558,448 vs 2024). Source: NBB ↗
2025 Olivier NOKERMAN became a director. NBB

In short

From € 42,997 profit in 2022 to € 14,851 loss in 2025.

Best year ever: 2024, with € 543,597 profit.

Pays suppliers within 13 days on average.

Original PDFs at the National Bank ↗

Management

PATRONALE LIFE NV 100%

Demer en Dijle

The shares are held by PATRONALE LIFE NV (100%).

Directors

According to the 2025 annual accounts

Olivier NOKERMAN

Director

Also active at: GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT, PATRONALE REAL ESTATE, ENERGY SOLUTIONS GROUP

since 2025 · until 2031

NV PATRONALE LIFE

Managing director · represented by Filip J. MOEYKENS

Also active at: MANUGENIE, HYPOSTART, INDOMI, KREDIET VOOR SOCIALE WONINGEN, SOCODIX, GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT, De Vrijdomskaai, SOGIMES +48 more

since 2025 · until 2031

ABC-GROUP NV

Chairman of the board · represented by Werner K. VAN WALLE

Owns 2.8% via PATRONALE LIFE NV

Also active at: MANUGENIE, HYPOSTART, INDOMI, SOCODIX, GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT, De Vrijdomskaai, SOGIMES, IMMOBILIERE COGIMES +8 more

since 2025 · until 2031

Bart CORNU

Director

Also active at: GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT

since 2025 · until 2031

Laura DE GEYTER

Director

Also active at: GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT

since 2025 · until 2031

Johan VANDENBERGHE

Director

Also active at: GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT, Tak 44, HYPOCONNECT

since 2025 · until 2031

Shareholders

PATRONALE LIFE NV · holding of ABC-GROUP NV

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

De Lange Beemden 14 box 11

3550 Heusden-Zolder

2.003.739.490

Naamsesteenweg 142

3001 Leuven

Active since 1 September 1952

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

HYPOSTART same network

€ 3 million revenue · 2025

INDOMI same network

€ 625,219 revenue · 2025

SOLAR ROOF CHARLEROI same network

€ 335,368 revenue · 2025

BLUE LINES GPI same network

€ 61,469 revenue · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0403.559.392
VAT number: BE 0403.559.392
Registered office: De Lange Beemden 14 bus 11, 3550 Heusden-Zolder
Names & denominations: Demer en Dijle
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 22 September 1952
Peppol: Active · Active since 1 Jan 2001
Activities · NACE: Verstrekken van hypothecair krediet

View on CBE Public ↗ Annual accounts (NBB) ↗

Demer en Dijle

Financials

What happened to Demer en Dijle?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions