Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Shrinking team NBB
FTE fell two years in a row, from 2.7 to 1.8.
Financials
Financial year 2025
SOCIETE DE CAUTION MUTUELLE DES ENTREPRISES from Mons, company number BE0401807850, closed financial year 2025 with a result of € -45,344 after tax. For that financial year SOCIETE DE CAUTION MUTUELLE DES ENTREPRISES recorded revenue of € 23,934 and equity of € 2 million. Compared with financial year 2024, the result moved from € -449,906 to € -45,344. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 2 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -45,344
▲ 90 % less loss than in 2024
Profit after tax over the fiscal year.
€ 115,193
▲ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 903,350.
People and assets in 2025
1.8
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 156,439
▼ 40% vs 2024
€ 86,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 1 million
€ 30,000 is repaid this year. At this pace the long-term loan is gone in ≈ 35 years.
€ 668
▲ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,584
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 97,777 | € 83,489 | € 36,939 | € 23,934 | ▼ 35% |
| Gross margin | € -37,292 | € -23,542 | € -54,210 | € -83,711 | ▼ € 29,501 |
| Profit after taxes | € -483,470 | € 195,928 | € -449,906 | € -45,344 | ▲ € 404,562 |
| Equity | € 2,273,052 | € 2,475,287 | € 2,025,752 | € 1,978,920 | ▼ 2% |
| Total debts | € 1,073,289 | € 1,099,006 | € 1,069,005 | € 1,073,242 | |
| Cash | € 308,195 | € 176,617 | € 98,891 | € 115,193 | ▲ 16% |
| Retained profit | € 1,202,673 | € 1,398,601 | € 948,694 | € 903,350 | ▼ 5% |
| Bank debt | € 1,040,000 | € 1,040,000 | € 1,040,000 | € 1,040,000 | |
| Balance sheet total | € 5,266,720 | € 5,246,145 | € 5,216,091 | € 5,122,663 | ▼ 2% |
| Employees (FTE) | 2.7 | 2.7 | 2.4 | 1.8 | ▼ 0.6 |
Key figures of SOCIETE DE CAUTION MUTUELLE DES ENTREPRISES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOCIETE DE CAUTION MUTUELLE DES ENTREPRISES?
What happened at SOCIETE DE CAUTION MUTUELLE DES ENTREPRISES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 45,344. Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Mons. KBO
In short
From € 483,470 loss in 2022 to € 45,344 loss in 2025.
Paid € 12,067 in corporate taxes since 2022.
Best year ever: 2023, with € 195,928 profit.
Establishments
Establishment units
Physical locations of this company
Rue de la Grosse Pomme 1 box A
7000 Mons
Rue de la Terre du Prince 23
7000 Mons
Active since 1 July 1942
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →Association pour la Promotion et l'Expansion Economique de l'Artisanat du Petit et Moyen Commerce et de la Petite Industrie de la Province du Hainaut same network
Bureau d'architectes EMATONE
€ 53,352 gross margin · 2025
Association des Copropriétaires de la Résidence Parvis de Sainte Waudru à Mons, rue de la Grosse Pomme, 1
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0401.807.850
- VAT number
- BE 0401.807.850
- Registered office
- Rue de la Grosse Pomme 1 bus A, 7000 Mons
- Names & denominations
- SOCIETE DE CAUTION MUTUELLE DES ENTREPRISES · SOCAME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 3 Nov 2025
- Contact
- socame.be [email protected] 065/844091
- Activities · NACE
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