Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAMBRE & BIESME from Farciennes, company number BE0401582770, closed financial year 2025 with a result of € -630,412 after tax. For that financial year SAMBRE & BIESME recorded revenue of € 9.2 million and equity of € 26 million. Compared with financial year 2024, the result moved from € -782,172 to € -630,412. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 26 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -630,412
▲ 19 % less loss than in 2024
Profit after tax over the fiscal year.
€ 10.3 million
▼ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5.6 million.
People and assets in 2025
39.3
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.2 million
▼ 4% vs 2024
€ 81,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 104,292
▼ 10% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 84.5 million
▲ 2% vs 2024
€ 3.4 million is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 1.1 million
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 159 days on average.
€ 359,693
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 9,069,391 | € 8,100,404 | € 8,640,498 | € 9,218,946 | ▲ 7% |
| Profit after taxes | € -641,389 | € -993,752 | € -782,172 | € -630,412 | ▲ € 151,760 |
| Equity | € 26,337,331 | € 28,059,360 | € 26,850,242 | € 26,026,345 | ▼ 3% |
| Total debts | € 77,990,499 | € 79,151,746 | € 84,608,158 | € 86,324,077 | ▲ 2% |
| Cash | € 9,462,197 | € 12,828,248 | € 13,585,712 | € 10,286,358 | ▼ 24% |
| Land & buildings | € 73,791,727 | € 75,623,679 | € 76,681,989 | € 85,203,108 | ▲ 11% |
| Retained profit | € -3,165,415 | € -4,159,167 | € -4,941,339 | € -5,571,751 | ▼ € 630,412 |
| Bank debt | € 76,497,927 | € 77,012,886 | € 82,764,117 | € 84,460,711 | ▲ 2% |
| Balance sheet total | € 108,709,679 | € 111,597,210 | € 115,797,649 | € 116,815,156 | ▲ 1% |
| Employees (FTE) | 46 | 39 | 39.9 | 39.3 | ▼ 0.6 |
Key figures of SAMBRE & BIESME, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAMBRE & BIESME?
What happened at SAMBRE & BIESME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- VIRGINIE GEERAERTS stepped down as director. NBB
- Jean FERSINI stepped down as director. NBB
- Nadia MOUTTAKI stepped down as director. NBB
- Laurence SMOLDERS stepped down as director. NBB
- STEPHANE DELVIGNE stepped down as director. NBB
- BENJAMIN SCANDELLA stepped down as director. NBB
- ANDRE LEGRAIN stepped down as director. NBB
- FLORENCE CAUCHE stepped down as director. NBB
In short
From € 641,389 loss in 2022 to € 630,412 loss in 2025.
Paid € 4,335 in corporate taxes since 2022.
Pays suppliers within 159 days on average.
Management
Behind SAMBRE & BIESME is François DUVIEUSART .
Directors
According to the 2025 annual accounts
François DUVIEUSART
Directeur Gérant
since 2020
VIRGINIE GEERAERTS
Director
since 2025 · until 2031
since 2019 · until 2025
Jean FERSINI
Vice-chairman of the board
Also active at: RENTIMMO-SERVICES, SOCIETE D INSERTION PAR LE NETTOYAGE D AISEAU PRESLES, Régie Communale Autonome d'Aiseau-Presles
since 2019 · until 2031
Mathieur VAN NUFFELEN
Director
since 2020 · until 2025
BURCU KURT
Director
since 2019 · until 2025
MARYSE COLLE
Director
since 2023 · until 2025
Nadia MOUTTAKI
Director
since 2019 · until 2031
Laurence SMOLDERS
Director
since 2019 · until 2031
STEPHANE DELVIGNE
Director
since 2025 · until 2031
JANNICK WAREGNE
Director
since 2019 · until 2025
since 2019 · until 2025
since 2019 · until 2025
BENJAMIN SCANDELLA
Director
since 2025 · until 2031
since 2025 · until 2031
FLORENCE CAUCHE
Director
since 2025 · until 2031
Frédéric MARLIER
Director
since 2019 · until 2025
LAURENCE DENYS
Director
since 2025 · until 2031
FATIH BIRINCI
Director
since 2019 · until 2025
since 2019 · until 2031
SANDRO CECERE
Director
since 2019 · until 2025
MUCAHIT-MUSTAFA YILDIZ
Director
since 2025 · until 2031
Myriam HAUTENNE
Director
since 2019 · until 2025
PAULINE PROS
Director
since 2025 · until 2031
ROXANA ROSSOMME
Director
since 2025 · until 2031
Jean-Claude GROLAUX
Director
Also active at: TIBI, COMITE ORGANISATEUR SAINT-JOSEPH DE CHATELET - Section secondaire, ECOLE FONDAMENTALE - INSTITUT SAINT-JOSEPH CHATELET, AVJ 24/24, Régie Communale Autonome d'Aiseau-Presles
since 2019 · until 2031
ROMINA DIMAN
Director
Also active at: INFIRMIERE DIMAN ROMINA, Régie Communale Autonome d'Aiseau-Presles
since 2025 · until 2031
since 2021 · until 2025
Latifé CAKIR
Director
since 2021 · until 2025
CHRISTOPHE GILOT
Director
since 2019 · until 2031
Robert STANIEWSKI
Director
since 2019 · until 2031
Establishments
Establishment units
Physical locations of this company
Rue du Roton(FAR) 4
6240 Farciennes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.582.770
- VAT number
- BE 0401.582.770
- Registered office
- Rue du Roton(FAR) 4, 6240 Farciennes
- Names & denominations
- SAMBRE & BIESME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 February 1922
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- [email protected]
- Activities · NACE
Verhuur en exploitatie van sociale woningen
Verhuur van sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen