Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
Carimar from Braine-l'Alleud, company number BE0401486760, closed financial year 2025 with a result of € 146,284 after tax. For that financial year Carimar recorded a gross margin of € 2.5 million and equity of € 1 million. Compared with financial year 2024, the result moved from € -171,247 to € 146,284. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 1 million
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 146,284
▲ still € 171,247 loss in 2024
Profit after tax over the fiscal year.
€ 158,044
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 240,118.
People and assets in 2025
23.6
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.8 million
▲ 3% vs 2024
€ 75,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 316,674
▲ 43% vs 2024
Of which on lease € 24,718.
Debts at end 2025
€ 2.1 million
▲ 3% vs 2024
€ 280,645 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 473,225
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 359,589
▲ 19% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,147,845 | € 2,464,542 | € 2,077,762 | € 2,500,281 | ▲ 20% |
| Profit after taxes | € -65,111 | € 91,039 | € -171,247 | € 146,284 | ▲ € 317,531 |
| Equity | € 941,151 | € 1,032,190 | € 860,944 | € 1,007,227 | ▲ 17% |
| Total debts | € 3,757,332 | € 3,201,127 | € 2,963,809 | € 3,196,495 | ▲ 8% |
| Cash | € 74,427 | € 10,543 | € 190,230 | € 158,044 | ▼ 17% |
| Land & buildings | € 573,560 | € 448,988 | € 308,692 | € 272,965 | ▼ 12% |
| Retained profit | € 174,042 | € 265,081 | € 93,834 | € 240,118 | ▲ 156% |
| Bank debt | € 2,818,097 | € 2,155,711 | € 2,043,343 | € 2,107,946 | ▲ 3% |
| Balance sheet total | € 4,698,483 | € 4,233,318 | € 3,824,753 | € 4,203,722 | ▲ 10% |
| Employees (FTE) | 21.7 | 22.1 | 23.1 | 23.6 | ▲ 0.5 |
Key figures of Carimar, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Carimar?
What happened at Carimar in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Stéphanie RIBANT stepped down as director. NBB
- Paul RIBANT stepped down as director. NBB
- Philippe COLONVAL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 146,284. Source: NBB ↗
- New establishment in Malmedy. KBO
- Philippe COLONVAL became a director. NBB
- Stéphanie RIBANT became a director. NBB
- Paul RIBANT became a director. NBB
In short
From € 65,111 loss in 2022 to € 146,284 profit in 2025.
Paid € 270,189 in corporate taxes since 2022.
Best year ever: 2025, with € 146,284 profit.
On average € 105,900 of value added per employee in 2025.
Management
The stake of LA GOETTE DEVELOPMENTS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CarimarThe shares are held by LA GOETTE DEVELOPMENTS (47%). It owns 21% of SOFINGES itself.
Directors
According to the 2025 annual accounts
since 2019 · until 2029
Paul RIBANT
Managing director
Also active at: Styl, IMMOBILIERE DE L'HOSTE, TECHNIQUES DE GESTION APPLIQUéES, LA GOETTE DEVELOPMENTS, INTERIEUR, SOFINGES
since 2019 · until 2029
Shareholders
Participations
21%
Establishments
Establishment units
Physical locations of this company
Rue de la Goëtte 85
1420 Braine-l'Alleud
Pont de Warche 28
4960 Malmedy
Active since 16 May 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Styl same network
€ 105,653 gross margin · 2025
CARISEL
€ 535,920 gross margin · 2024
Immobilière Sogerim
€ 162,128 gross margin · 2024
LA GOETTE DEVELOPMENTS same network
€ 314,324 gross margin · 2026
ARAUCARIA
€ 111,907 gross margin · 2024
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
BELGACOM Proximus Customer Edge-Network, BE
Website info
Features
Security
Details
- Company number
- 0401.486.760
- VAT number
- BE 0401.486.760
- Registered office
- Rue de la Goëtte 85, 1420 Braine-l'Alleud
- Names & denominations
- Carimar
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 1967
- Peppol
- Active · Active since 8 Sept 2025
- Contact
- carimar.be
- Activities · NACE
Groothandel in vloer- en wandtegels
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
Groothandel in behang, verf en woningtextiel
Groothandel in overige bouwmaterialen
Detailhandel in wand- en vloertegels