Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2024.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PROXIPRET from Namur, company number BE0401412625, closed financial year 2025 with a result of € 182,778 after tax. For that financial year PROXIPRET recorded a gross margin of € 775,148 and equity of € 11.3 million. Compared with financial year 2024, the result moved from € 296,410 to € 182,778. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 8, 2026.
€ 11.3 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 182,778
▼ 38% vs 2024
Profit after tax over the fiscal year.
€ 1.1 million
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 39,164 paid out
21 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
5.7
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 550,839
▲ 6% vs 2024
€ 96,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,953
▲ 132% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 111.5 million
▼ 2% vs 2024
€ 4.6 million is repaid this year. At this pace the long-term loan is gone in ≈ 24 years.
€ 5,311
▼ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 74,467
▼ 8% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 971,470 | € 1,104,636 | € 880,802 | € 775,148 | ▼ 12% |
| Profit after taxes | € 586,504 | € 622,588 | € 296,410 | € 182,778 | ▼ 38% |
| Equity | € 10,290,216 | € 10,875,195 | € 11,132,397 | € 11,276,011 | ▲ 1% |
| Total debts | € 104,978,892 | € 114,372,518 | € 114,908,886 | € 112,015,010 | ▼ 3% |
| Cash | € 1,793,064 | € 2,492,754 | € 1,515,176 | € 1,108,185 | ▼ 27% |
| Land & buildings | € 559,480 | € 533,463 | € 507,963 | € 476,594 | ▼ 6% |
| Retained profit | € 9,723,073 | € 10,308,052 | € 10,565,255 | € 10,708,868 | ▲ 1% |
| Dividend | € 38,034 | € 37,610 | € 39,207 | € 39,164 | |
| Bank debt | € 103,931,273 | € 113,556,276 | € 114,165,303 | € 111,539,186 | ▼ 2% |
| Balance sheet total | € 115,279,108 | € 125,247,713 | € 126,041,283 | € 123,291,021 | ▼ 2% |
| Employees (FTE) | 5 | 5.5 | 5.6 | 5.7 | ▲ 0.1 |
Key figures of PROXIPRET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PROXIPRET?
What happened at PROXIPRET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jean-Jacques LOUMAYE stepped down as director. NBB
- Bernard JOSKIN stepped down as director. NBB
- Anne-Catherine GEUBELLE stepped down as director. NBB
- Paul DANTINNE stepped down as director. NBB
- Marie-Christine FAVREAU stepped down as director. NBB
- Alain DE LONGUEVILLE stepped down as director. NBB
- René ROBAYE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 182,778 (▼ 38% vs 2024). Source: NBB ↗
In short
From € 586,504 profit in 2022 to € 182,778 profit in 2025.
Paid € 137,164 in corporate taxes since 2022.
Best year ever: 2023, with € 622,588 profit.
On average € 136,000 of value added per employee in 2025.
Management
The stake of MAISON LAMBOTTE, Les Habitations Sociales de Namur, LAMBOTTE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PROXIPRETThe shares are held by MAISON LAMBOTTE (12.2%), Les Habitations Sociales de Namur (12%) and LAMBOTTE (1%). It owns 70.5% of LE CREDIT OUVRIER COUVINOIS itself.
Directors
According to the 2025 annual accounts
Jean-Jacques LOUMAYE
Vice-chairman of the board
Also active at: Les Habitations Sociales de Namur, Syndicat national des Propriétaires et Copropriétaires
since 2021 · until 2027
since 2021 · until 2027
Anne-Catherine GEUBELLE
Director
since 2021 · until 2027
since 2021 · until 2027
Marie-Christine FAVREAU
Director
since 2021 · until 2027
Alain DE LONGUEVILLE
Chairman of the board
since 2021 · until 2027
René ROBAYE
Director
since 2021 · until 2027
Shareholders
Participations
Establishments
Establishment units
Physical locations of this company
Rue Grande(WD) 1
5100 Namur
Rue Radache(AUV) 50
5060 Sambreville
Active since 14 May 1986
Avenue Colonel-Cadoux 14
5500 Dinant
Active since 23 June 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0401.412.625
- VAT number
- BE 0401.412.625
- Registered office
- Rue Grande(WD) 1, 5100 Namur
- Names & denominations
- PROXIPRET · Le Crédit Namurois
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 1921
- Peppol
- Not registered
- Contact
- proxipret.be +3281733766
- Activities · NACE
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