Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Shrinking team NBB
FTE fell two years in a row, from 21.8 to 18.6.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
Firme Ch. Jamar et fils from Gembloux, company number BE0401400945, closed financial year 2024 with a result of € -174,106 after tax. For that financial year Firme Ch. Jamar et fils recorded a gross margin of € 1.1 million and equity of € 335,245. Compared with financial year 2023, the result moved from € -506,573 to € -174,106. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 14, 2025.
€ 335,245
▼ 34% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -174,106
▲ 66 % less loss than in 2023
Profit after tax over the fiscal year.
€ 51,838
▼ 82% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -47,092.
People and assets in 2024
18.6
▼ 2.7 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 769,799
▼ 19% vs 2023
€ 41,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 417,345
▼ 14% vs 2023
Of which on lease € 392,130.
Debts at end 2024
€ 993,912
▼ 1% vs 2023
€ 354,286 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 3 million
▲ 8% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 324,724
▲ 44% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 1,585,654 | € 844,521 | € 1,084,502 | ▲ 28% |
| Profit after taxes | € 137,055 | € -506,573 | € -174,106 | ▲ € 332,467 |
| Equity | € 1,015,923 | € 509,351 | € 335,245 | ▼ 34% |
| Total debts | € 4,077,894 | € 6,063,265 | € 6,432,058 | ▲ 6% |
| Cash | € 97,115 | € 290,807 | € 51,838 | ▼ 82% |
| Land & buildings | € 646,070 | € 601,061 | € 556,051 | ▼ 7% |
| Retained profit | € 601,362 | € 110,901 | € -47,092 | ▼ € 157,994 |
| Bank debt | € 942,596 | € 1,000,037 | € 993,912 | ▼ 1% |
| Balance sheet total | € 5,093,818 | € 6,572,615 | € 6,767,303 | ▲ 3% |
| Employees (FTE) | 21.8 | 21.3 | 18.6 | ▼ 2.7 |
Key figures of Firme Ch. Jamar et fils, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 January 2026.
What happened to Firme Ch. Jamar et fils?
What happened at Firme Ch. Jamar et fils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
Firme Ch. Jamar et fils is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 174,106. Source: NBB ↗
- Yves MURENA became a director. NBB
- New establishment in Etterbeek. KBO
- JAMAR HOLDING SRL became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Gembloux. KBO
In short
From € 137,055 profit in 2022 to € 174,106 loss in 2024.
Paid € 72,900 in corporate taxes since 2022.
Best year ever: 2022, with € 137,055 profit.
On average € 58,300 of value added per employee in 2024.
A new publication or filing at Firme Ch. Jamar et fils? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JAMAR HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Firme Ch. Jamar et filsBehind Firme Ch. Jamar et fils are JAMAR HOLDING SRL and Yves MURENA. The shares are held by JAMAR HOLDING (90%).
Directors
According to the 2024 annual accounts
since 2014
since 2022
Shareholders
90%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Phocas Lejeune,Isnes 14
5032 Gembloux
Sint-Michielslaan 47
1040 Etterbeek
Active since 1 October 2017
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AS-HOSTINGER, CY
Website info
Features
Security
Details
- Company number
- 0401.400.945
- VAT number
- BE 0401.400.945
- Registered office
- Rue Phocas Lejeune,Isnes 14, 5032 Gembloux
- Names & denominations
- Firme Ch. Jamar et fils
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 1 January 1968
- Peppol
- Not registered
- Contact
- jamar.pro [email protected]
- Activities · NACE
Algemene bouw van residentiële gebouwen
Bouwen van individuele huizen
Stukadoorswerk
Schrijnwerk
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Sanitaire werkzaamheden
Schrijnwerk van hout of van kunststof
Overig loodgieterswerk
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