What does HOLCIBEL do?

HOLCIBEL is an insurer in Mons. Public Limited, started on 27 December 1957, 2 establishments.

What is the address of HOLCIBEL?

The registered office of HOLCIBEL is located at Rue des Fabriques (O.) 2, 7034 Mons.

Is HOLCIBEL still active?

Yes. According to the CBE (29 October 2026) HOLCIBEL is active, legal situation “Normale toestand”, started on 27 December 1957.

Is HOLCIBEL registered on Peppol?

Yes, HOLCIBEL is registered on the Peppol network with ID 0208:0401158940.

What is the enterprise number of HOLCIBEL?

The enterprise number of HOLCIBEL is BE0401158940.

When was HOLCIBEL founded?

HOLCIBEL was founded on 27 December 1957.

Who are the directors of HOLCIBEL?

According to the 2025 annual accounts, the directors of HOLCIBEL are: Olivier Ralet BDM SPRL , Geertje van Estrik, Markus Unternaehrer, Communi-consult SRL .

Is HOLCIBEL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 December 1957; 4 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 2 establishments in the CBE.

How much profit did HOLCIBEL make in 2025?

HOLCIBEL posted a profit after taxes of € 27,860,158 in financial year 2025.

What is the revenue of HOLCIBEL?

In its most recent annual accounts (2025), HOLCIBEL reported revenue of € 995,439.

How much does an employee at HOLCIBEL earn?

The average wage cost per full-time employee at HOLCIBEL was € 281,000 in 2025: staff costs of € 1.1 million for 4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does HOLCIBEL have?

According to the 2025 annual accounts, HOLCIBEL has 4 full-time equivalents (FTE).

HOLCIBEL (Public Limited) - Mons - BE0401158940

Dossier HOLCIBEL, printed on 29 October 2026 from databakkes.be/en/0401158940/holcibel. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

HOLCIBEL from Mons, company number BE0401158940, closed financial year 2025 with a result of € 27.9 million after tax. For that financial year HOLCIBEL recorded revenue of € 995,439 and equity of € 1.1 billion. Compared with financial year 2024, the result moved from € 23.1 million to € 27.9 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.

What it is worth Growing

€ 1.1 billion

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 27.9 million

▲ 21% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 627,458

▲ 25% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 414.5 million.

People and assets in 2025

Full-time equivalents

▲ 0.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 106,741 in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 1.1 million

▲ 33% vs 2024

€ 281,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 6.1 million

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 156,465

▼ 4% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 535 days on average.

Taxes

€ 168,217

▼ 85% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 497,028 Revenue 2022: € 497,028 First fiscal year in the series	€ 882,592 Revenue 2023: € 882,592 ▲ 78% vs 2022 (€ 497,028) Favourable step	€ 996,418 Revenue 2024: € 996,418 ▲ 13% vs 2023 (€ 882,592) Favourable step	€ 995,439 Revenue 2025: € 995,439 Unchanged (€ 996,418) Unfavourable step
Profit after taxes	€ 54,452,003 Profit after taxes 2022: € 54,452,003 First fiscal year in the series	€ 102,632,014 Profit after taxes 2023: € 102,632,014 ▲ 88% vs 2022 (€ 54,452,003) Favourable step	€ 23,061,559 Profit after taxes 2024: € 23,061,559 ▼ 78% vs 2023 (€ 102,632,014) Unfavourable step	€ 27,860,158 Profit after taxes 2025: € 27,860,158 ▲ 21% vs 2024 (€ 23,061,559) Favourable step	▲ 21%
Equity	€ 951,974,714 Equity 2022: € 951,974,714 First fiscal year in the series	€ 1,054,606,728 Equity 2023: € 1,054,606,728 ▲ 11% vs 2022 (€ 951,974,714) Favourable step	€ 1,077,668,287 Equity 2024: € 1,077,668,287 ▲ 2% vs 2023 (€ 1,054,606,728) Favourable step	€ 1,105,528,445 Equity 2025: € 1,105,528,445 ▲ 3% vs 2024 (€ 1,077,668,287) Favourable step	▲ 3%
Total debts	€ 125,074 Total debts 2022: € 125,074 First fiscal year in the series	€ 1,152,076 Total debts 2023: € 1,152,076 ▲ € 1 million vs 2022 (€ 125,074) Unfavourable step	€ 1,293,414 Total debts 2024: € 1,293,414 ▲ 12% vs 2023 (€ 1,152,076) Unfavourable step	€ 8,477,054 Total debts 2025: € 8,477,054 ▲ € 7.2 million vs 2024 (€ 1,293,414) Unfavourable step	▲ € 7.2 million
Cash	€ 311,632 Cash 2022: € 311,632 First fiscal year in the series	€ 234,745 Cash 2023: € 234,745 ▼ 25% vs 2022 (€ 311,632) Unfavourable step	€ 500,292 Cash 2024: € 500,292 ▲ 113% vs 2023 (€ 234,745) Favourable step	€ 627,458 Cash 2025: € 627,458 ▲ 25% vs 2024 (€ 500,292) Favourable step	▲ 25%
Retained profit	€ 260,974,714 Retained profit 2022: € 260,974,714 First fiscal year in the series	€ 363,606,728 Retained profit 2023: € 363,606,728 ▲ 39% vs 2022 (€ 260,974,714) Favourable step	€ 386,668,287 Retained profit 2024: € 386,668,287 ▲ 6% vs 2023 (€ 363,606,728) Favourable step	€ 414,528,445 Retained profit 2025: € 414,528,445 ▲ 7% vs 2024 (€ 386,668,287) Favourable step	▲ 7%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 6,073,462 Bank debt 2025: € 6,073,462 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 952,099,789 Balance sheet total 2022: € 952,099,789 First fiscal year in the series	€ 1,055,758,805 Balance sheet total 2023: € 1,055,758,805 ▲ 11% vs 2022 (€ 952,099,789) Unchanged	€ 1,078,961,701 Balance sheet total 2024: € 1,078,961,701 ▲ 2% vs 2023 (€ 1,055,758,805) Unchanged	€ 1,114,013,499 Balance sheet total 2025: € 1,114,013,499 ▲ 3% vs 2024 (€ 1,078,961,701) Unchanged	▲ 3%
Employees (FTE)	3 Employees (FTE) 2022: 3 First fiscal year in the series	4 Employees (FTE) 2023: 4 ▲ 1 vs 2022 (3) Unchanged	3.3 Employees (FTE) 2024: 3.3 ▼ 0.7 vs 2023 (4) Unchanged	4 Employees (FTE) 2025: 4 ▲ 0.7 vs 2024 (3.3) Unchanged	▲ 0.7

Key figures of HOLCIBEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to HOLCIBEL?

What happened at HOLCIBEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 Olivier Ralet BDM SPRL stepped down as director. NBB
2027 Geertje van Estrik stepped down as director. NBB
2027 Markus Unternaehrer stepped down as director. NBB
2027 Communi-consult SRL stepped down as director. NBB
May 18, 2026 New annual accounts for financial year 2025: profit of € 27.9 million (▲ 21% vs 2024). Source: NBB ↗
Sep 1, 2021 New establishment in Elsene. KBO
2021 Olivier Ralet BDM SPRL became a director. NBB
2021 Geertje van Estrik became a director. NBB

In short

From € 54.5 million profit in 2022 to € 27.9 million profit in 2025.

Paid € 9.3 million in corporate taxes since 2022.

Best year ever: 2023, with € 102.6 million profit.

Original PDFs at the National Bank ↗

Management

HOLCIBEL

Investissements Cimentiers Internationaux 100%

Holcim (Liban) SAL 52.1%

Lafarge Cement Egypt Company (S.A.E) 43%

It owns 100% of Investissements Cimentiers Internationaux, 52.1% of Holcim (Liban) SAL and 43% of Lafarge Cement Egypt Company (S.A.E) itself.

Directors

According to the 2025 annual accounts

Olivier Ralet BDM SPRL

Director · represented by Olivier Ralet

Also active at: SUSTAINABLE ANCHORAGE

since 2021 · until 2027

Geertje van Estrik

Director

Also active at: Compagnie Coppée de Développement Industriel

since 2021 · until 2027

Markus Unternaehrer

Director

since 2021 · until 2027

Communi-consult SRL

Director · represented by Bernard De Bellefroid

Also active at: MENUISERIE ADELAIRE MARCEL, MENUISERIE DEGUELDRE, MAMIMO, LE TRI LOGIS

since 2021 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Fabriques (O.) 2

7034 Mons

2.335.264.706

Louizalaan 523

1050 Elsene

Active since 1 September 2021

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Amicale du Personnel de HOLCIM (BELGIQUE) SA

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0401.158.940

VAT number

BE 0401.158.940

Registered office

Rue des Fabriques (O.) 2, 7034 Mons

Names & denominations

HOLCIBEL

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

27 December 1957

Peppol

Active · Active since 20 Nov 2020

Activities · NACE

Financiële holdings

Activiteiten van holdings

Managementactiviteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

HOLCIBEL

Financials

What happened to HOLCIBEL?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions