Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 5.8 to 4.5.
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Busy address KBO
22 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
UNION SYNDICALE DES CLASSES MOYENNES DU HAINAUT from Charleroi, company number BE0401142411, closed financial year 2025 with a result of € 14,026 after tax. For that financial year UNION SYNDICALE DES CLASSES MOYENNES DU HAINAUT recorded revenue of € 143,022 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 35,798 to € 14,026. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 1.7 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,026
▼ 61% vs 2024
Profit after tax over the fiscal year.
€ 566,039
▲ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
4.5
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 216,448
▼ 32% vs 2024
€ 48,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 362,836
▼ 28% vs 2024
€ 92,435 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 12,281
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 61,995
▼ 11% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 276,630 | € 269,534 | € 138,185 | € 143,022 | ▲ 4% |
| Gross margin | € 557,296 | € 595,762 | € 480,036 | € 440,821 | ▼ 8% |
| Profit after taxes | € 80,729 | € 142,959 | € 35,798 | € 14,026 | ▼ 61% |
| Equity | € 1,506,135 | € 1,649,093 | € 1,684,891 | € 1,698,917 | ▲ 1% |
| Total debts | € 878,525 | € 757,739 | € 608,416 | € 438,075 | ▼ 28% |
| Cash | € 1,024,139 | € 363,672 | € 389,480 | € 566,039 | ▲ 45% |
| Land & buildings | € 1,064,002 | € 989,001 | € 914,000 | € 848,023 | ▼ 7% |
| Retained profit | € 1,428,977 | € 1,571,935 | € 1,607,733 | € 1,621,760 | ▲ 1% |
| Bank debt | € 783,001 | € 646,020 | € 505,855 | € 362,836 | ▼ 28% |
| Balance sheet total | € 2,384,660 | € 2,406,832 | € 2,293,307 | € 2,221,992 | ▼ 3% |
| Employees (FTE) | 5.8 | 5.8 | 5 | 4.5 | ▼ 0.5 |
Key figures of UNION SYNDICALE DES CLASSES MOYENNES DU HAINAUT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UNION SYNDICALE DES CLASSES MOYENNES DU HAINAUT?
What happened at UNION SYNDICALE DES CLASSES MOYENNES DU HAINAUT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,026 (▼ 61% vs 2024). Source: NBB ↗
- Dominique Urbain stepped down as director. NBB
- Jean-Michel Sturbois stepped down as director. NBB
- Daniel LORENT stepped down as director. NBB
- EMMANUEL GERARD stepped down as director. NBB
- Chantal Cayphas stepped down as director. NBB
- Paul Catoir stepped down as director. NBB
- Gérard LEPLAT stepped down as director. NBB
In short
From € 80,729 profit in 2022 to € 14,026 profit in 2025.
Paid € 103,393 in corporate taxes since 2022.
Best year ever: 2023, with € 142,959 profit.
On average € 98,000 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Fabrice Ceola
Chairman of the board
Also active at: Secrétariat Social des Classes Moyennes, Service d'Assistance technique et de Gestion en faveur des Petites et Moyennes Entreprises, Union des Classes Moyennes National, Association pour la Promotion des Editions en Faveur des Classes Moyennes, FORMATECH NEW TECHNOLOGIES, UCM GUICHET D'ENTREPRISES AGREE, UCM Groupe Social et Economique
since 2022 · until 2026
Dominique Urbain
Director
since 2022 · until 2026
Jean-Michel Sturbois
Director
Also active at: Secrétariat Social des Classes Moyennes, ASBL ENTRAIDE FRATERNELLE JOLIMONT, Service d'Assistance technique et de Gestion en faveur des Petites et Moyennes Entreprises, CESI, Union des Classes Moyennes National, ASSOCIATION CHRETIENNE DES INSTITUTIONS SOCIALES ET DE SANTE, CREDE, Centre de gestion sociale +5 more
since 2022 · until 2026
since 2022 · until 2026
EMMANUEL GERARD
Director
Also active at: Union des Classes Moyennes National, Caisse Wallonne d'Allocations Familliales Camille, CENTRE IFAPME MONS-BORINAGE-CENTRE
since 2018 · until 2026
Chantal Cayphas
Director
Also active at: Union des Classes Moyennes National, Mission régionale pour l'Emploi Brabant wallon, UCM SERVICES
since 2022 · until 2026
Paul Catoir
Director
Also active at: Centre IFAPME de Charleroi, SOCAPHOT, IMMOBILIERE CATOIR LANGE, Agence locale pour l'Emploi de la Ville de Charleroi
since 2022 · until 2026
Gérard LEPLAT
Director
Also active at: Secrétariat Social des Classes Moyennes, Service d'Assistance technique et de Gestion en faveur des Petites et Moyennes Entreprises, UCM GUICHET D'ENTREPRISES AGREE, UCM Groupe Social et Economique
since 2022 · until 2026
Olivier Grimonprez
Director
since 2022 · until 2026
Emmanuel Provis
Director
Also active at: INTERCOMMUNALE D'ETUDE ET DE GESTION, Union des Classes moyennes Mouscron-Comines, Secrétariat Social des Classes Moyennes, Service d'Assistance technique et de Gestion en faveur des Petites et Moyennes Entreprises, Caisse wallonne d'assurances sociales des classes moyennes - Caisse d'assurances sociales de l'Union des classes moyennes, Union des Classes Moyennes National, Centre de gestion sociale, UCM GUICHET D'ENTREPRISES AGREE +3 more
since 2022 · until 2026
Establishments
Establishment units
Physical locations of this company
Avenue Général Michel 1 box a
6000 Charleroi
Rue Ernest Boucquéau(L.L) 13
7100 La Louvière
Active since 1 July 2003
Avenue Général Michel 1A
6000 Charleroi
Active since 1 July 2003
Chaussée de Binche 101
7000 Mons
Active since 15 June 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 22 companies are registered at this address.
All companies at this address →AKT - CCI HAINAUT
€ 681,157 gross margin · 2025
Barreau et Culture
ISO-SOFIA
Art and Facto
SOURCELIA
€ 24,919 gross margin · 2025
+17 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.142.411
- VAT number
- BE 0401.142.411
- Registered office
- Avenue Général Michel 1 bus a, 6000 Charleroi
- Names & denominations
- UNION SYNDICALE DES CLASSES MOYENNES DU HAINAUT · Soc.Secr.Soc.
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 4 May 1945
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Sociale secretariaten
Diverse administratieve activiteiten ten behoeve van kantoren