Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Onderlinge Brandverzekering from Deinze, company number BE0401005423, closed financial year 2025 with a result of € 22 after tax. For that financial year Onderlinge Brandverzekering recorded a gross margin of € -216 and equity of € 679. Compared with financial year 2024, the result moved from € 3 to € 22. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 679
▲ € 529 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 22
▲ € 19 vs 2024
Profit after tax over the fiscal year.
€ 105,768
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 119.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,178
▲ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10 | € -4,753 | € 19 | € -216 | ▼ € 235 |
| Profit after taxes | € 10 | € -61 | € 3 | € 22 | ▲ € 19 |
| Equity | € 156 | € 95 | € 151 | € 679 | ▲ € 529 |
| Total debts | € 83,311 | € 114,544 | € 91,555 | € 107,244 | ▲ 17% |
| Cash | € 67,913 | € 102,840 | € 89,773 | € 105,768 | ▲ 18% |
| Retained profit | € 156 | € 95 | € 98 | € 119 | ▲ 22% |
| Balance sheet total | € 121,632 | € 136,876 | € 105,072 | € 107,923 | ▲ 3% |
Key figures of Onderlinge Brandverzekering, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onderlinge Brandverzekering?
What happened at Onderlinge Brandverzekering in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- LUCRÈCE VAN YPEREN stepped down as director. NBB
- MARLEEN DEJAEGER stepped down as director. NBB
- GEERT DEWULF stepped down as director. NBB
- MARCEL BULTINCK stepped down as director. NBB
- MIA GAUDISSABOIS stepped down as director. NBB
- CARLOS VERMEULEN stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 22 (▲ € 19 vs 2024). Source: NBB ↗
- New establishment in Deinze. KBO
In short
From € 10 profit in 2022 to € 22 profit in 2025.
Paid € 74 in corporate taxes since 2022.
Best year ever: 2025, with € 22 profit.
Management
Behind Onderlinge Brandverzekering is GERDI STANDAERT.
Directors
According to the 2025 annual accounts
GERDI STANDAERT
Manager
LUCRÈCE VAN YPEREN
Andere functie
since 2017 · until 2030
MARLEEN DEJAEGER
Director
· until 2030
GEERT DEWULF
Director
· until 2030
MARCEL BULTINCK
Director
· until 2030
MIA GAUDISSABOIS
Chairman of the board
· until 2030
CARLOS VERMEULEN
Director
· until 2030
Establishments
Establishment units
Physical locations of this company
Nevelemarkt 8
9850 Deinze
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.005.423
- VAT number
- BE 0401.005.423
- Registered office
- Nevelemarkt 8, 9850 Deinze
- Names & denominations
- Onderlinge Brandverzekering
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered