Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 27.5 to 20.4.
Financials
Financial year 2025
J. Hermans et Cie from Tienen, company number BE0400950389, closed financial year 2025 with a result of € -550,823 after tax. For that financial year J. Hermans et Cie recorded revenue of € 10 million and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 9,670 to € -550,823. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 1.4 million
▼ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -550,823
▼ still € 9,670 profit in 2024
Profit after tax over the fiscal year.
€ 622,856
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 36,727.
People and assets in 2025
20.4
▼ 3.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.7 million
▼ 10% vs 2024
€ 83,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 286,206
▼ 15% vs 2024
Of which on lease € 264,035.
Debts at end 2025
€ 2.7 million
▲ 2% vs 2024
€ 86,192 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 2.3 million
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 87 days on average.
€ 228,916
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 12,453,485 | € 18,114,743 | € 12,868,334 | € 10,042,831 | ▼ 22% |
| Profit after taxes | € 186,476 | € 486,991 | € 9,670 | € -550,823 | ▼ € 560,492 |
| Equity | € 1,473,024 | € 1,960,016 | € 1,968,686 | € 1,417,863 | ▼ 28% |
| Total debts | € 6,963,236 | € 7,377,259 | € 5,285,134 | € 5,187,099 | ▼ 2% |
| Cash | € 299,434 | € 454,726 | € 1,258,529 | € 622,856 | ▼ 51% |
| Land & buildings | € 681,381 | € 678,374 | € 674,202 | € 669,676 | ▼ 1% |
| Retained profit | € 89,389 | € 578,880 | € 587,549 | € 36,727 | ▼ 94% |
| Bank debt | € 2,476,786 | € 2,570,048 | € 2,606,936 | € 2,669,538 | ▲ 2% |
| Balance sheet total | € 8,436,261 | € 9,337,275 | € 7,253,819 | € 6,604,962 | ▼ 9% |
| Employees (FTE) | 26.3 | 27.5 | 24.1 | 20.4 | ▼ 3.7 |
Key figures of J. Hermans et Cie, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J. Hermans et Cie?
What happened at J. Hermans et Cie in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 550,823 (▼ € 560,492 vs 2024). Source: NBB ↗
- New establishment in Tienen. KBO
- Start of the company according to the CBE. KBO
In short
From € 186,476 profit in 2022 to € 550,823 loss in 2025.
Paid € 119,420 in corporate taxes since 2022.
Best year ever: 2023, with € 486,991 profit.
Pays suppliers within 87 days on average.
A new publication or filing at J. Hermans et Cie? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J. Hermans et Cie is Joël HERMANS.
Directors
According to the 2025 annual accounts
Joël HERMANS
Director
Establishments
Establishment units
Physical locations of this company
Grijpenveldstraat 20
3300 Tienen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0400.950.389
- VAT number
- BE 0400.950.389
- Registered office
- Grijpenveldstraat 20, 3300 Tienen
- Names & denominations
- J. Hermans et Cie
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Glaszetten
Vervaardiging van metalen deuren en vensters
Vervaardiging van metalen ramen, deuren, wanden en dergelijke