Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
L'Abri from Lummen, company number BE0400925051, closed financial year 2025 with a result of € -2,024 after tax. For that financial year L'Abri recorded a gross margin of € -964 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € -3,880 to € -2,024. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 8, 2026.
€ 1.4 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,024
▲ 48 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,457
▼ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,453 | € -2,622 | € -2,851 | € -964 | ▲ € 1,887 |
| Profit after taxes | € 52,344 | € -3,593 | € -3,880 | € -2,024 | ▲ € 1,856 |
| Equity | € 1,379,486 | € 1,375,893 | € 1,372,012 | € 1,369,988 | |
| Total debts | € 817,395 | € 557,771 | € 557,771 | € 557,771 | |
| Cash | € 270,382 | € 4,362 | € 3,482 | € 1,457 | ▼ 58% |
| Retained profit | € 1,237,673 | € 1,234,080 | € 1,230,200 | € 1,228,175 | |
| Balance sheet total | € 2,226,880 | € 1,963,663 | € 1,959,783 | € 1,957,758 |
Key figures of L'Abri, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L'Abri?
What happened at L'Abri in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,024. Source: NBB ↗
- Johan Jacobs Management BV became a director. NBB
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 52,344 profit in 2022 to € 2,024 loss in 2025.
Best year ever: 2022, with € 52,344 profit.
Management
The stake of Financiele Diensten en Verzekeringen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
L'AbriBehind L'Abri is Johan Jacobs Management BV. The shares are held by Financiele Diensten en Verzekeringen. It owns 84% of Vlaams Sociaal Woonkrediet itself.
Directors
According to the 2025 annual accounts
Director · represented by Johan Jacobs
Also active at: RUBICON, Société Nationale du Crédit Hypothécaire
since 2023
Shareholders
Participations
Establishments
Establishment units
Physical locations of this company
Dorpsstraat 15
3560 Lummen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0400.925.051
- VAT number
- BE 0400.925.051
- Registered office
- Dorpsstraat 15, 3560 Lummen
- Names & denominations
- L'Abri
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 1901
- Peppol
- Not registered
- Contact
- labri.be
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen