Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
-
Shrinking team NBB
FTE fell two years in a row, from 34.7 to 29.
Financials
Financial year 2025
TOP INTERIEUR from Zandhoven, company number BE0400656025, closed financial year 2025 with a result of € 331,074 after tax. For that financial year TOP INTERIEUR recorded revenue of € 16.7 million and equity of € 4.6 million. Compared with financial year 2024, the result moved from € 593,928 to € 331,074. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 30, 2026.
€ 4.6 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 331,074
▼ 44% vs 2024
Profit after tax over the fiscal year.
€ 252,120
▼ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 225,000 paid out
68 % of the profit went to the shareholders, mostly to Top Interior Group NV (100 % of the shares). That is where the money ends up.
People and assets in 2025
29
▼ 2.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.7 million
▼ 7% vs 2024
€ 57,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 59,757
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.7 million
▼ 22% vs 2024
€ 480,917 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1.6 million
▲ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 40 days on average.
€ 404,385
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 22,904,246 | € 21,859,963 | € 20,097,001 | € 16,714,597 | ▼ 17% |
| Profit after taxes | € 869,446 | € 651,063 | € 593,928 | € 331,074 | ▼ 44% |
| Equity | € 4,056,318 | € 4,347,381 | € 4,491,309 | € 4,597,382 | ▲ 2% |
| Total debts | € 8,586,818 | € 7,242,686 | € 7,207,908 | € 7,108,399 | ▼ 1% |
| Cash | € 1,015,221 | € 258,305 | € 906,225 | € 252,120 | ▼ 72% |
| Land & buildings | € 25,247 | € 20,982 | € 17,325 | € 13,995 | ▼ 19% |
| Retained profit | € 1,752,568 | € 2,043,631 | € 2,187,559 | € 2,293,632 | ▲ 5% |
| Dividend | € 0 | € 360,000 | € 450,000 | € 225,000 | ▼ 50% |
| Bank debt | € 3,184,520 | € 2,606,793 | € 3,455,336 | € 2,681,021 | ▼ 22% |
| Balance sheet total | € 12,812,753 | € 11,768,235 | € 11,831,699 | € 11,818,131 | |
| Employees (FTE) | 38.4 | 34.7 | 31.7 | 29 | ▼ 2.7 |
Key figures of TOP INTERIEUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to TOP INTERIEUR?
What happened at TOP INTERIEUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 331,074 (▼ 44% vs 2024). Source: NBB ↗
- Sinvestments BV stepped down as director. NBB
- Top Interior Group NV stepped down as director. NBB
- Trendsetter BV stepped down as director. NBB
- Christophe Vandenberghe stepped down as director. NBB
- Sedes Comm.V. stepped down as director. NBB
- Cottonwood BV stepped down as director. NBB
- Sinvestments BV became a director. NBB
In short
From € 869,446 profit in 2022 to € 331,074 profit in 2025.
Paid € 486,430 in corporate taxes since 2022.
Best year ever: 2022, with € 869,446 profit.
Paid out € 1 million in dividends to the owners in total.
Management
The shares are held by Top Interior Group NV (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Pieter Sintobin
Owns 37.3% via Top Interior Group NV
Also active at: Abeelimmo, TOP MART, KOENIG, DEVOS INTERIEUR, TOP TEAM, Immo Devos, The Waterfront Collection
since 2020 · until 2026
since 2020 · until 2026
Director · represented by Marie-Christine Verfaillie
since 2020 · until 2026
since 2020 · until 2026
Managing director · represented by Frederik Verfaillie
Owns 24.8% via Top Interior Group NV
since 2020 · until 2026
Director · represented by Ilse Sintobin
Owns 37.3% via Top Interior Group NV
since 2020 · until 2026
Shareholders
Top Interior Group NV · holding of Cottonwood BV
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Liersebaan 123 box B
2240 Zandhoven
Zaventemsesteenweg 154- box 162
1831 Machelen (Brab.)
Active since 1 March 1948
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0400.656.025
- VAT number
- BE 0400.656.025
- Registered office
- Liersebaan 123 bus B, 2240 Zandhoven
- Names & denominations
- TOP INTERIEUR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 June 1937
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
Detailhandel in huismeubilair
Detailhandel in meubels
Detailhandel in huismeubilair in gespecialiseerde winkels
Detailhandel in cosmetica en toiletartikelen
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in lederwaren en reisartikelen