Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BIA from Overijse, company number BE0400618710, closed financial year 2025 with a result of € -30,264 after tax. For that financial year BIA recorded revenue of € 83.3 million and equity of € -1.3 million. Compared with financial year 2024, the result moved from € -1.1 million to € -30,264. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 1, 2026.
€ -1.3 million
▼ € 30,264 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -30,264
▲ 97 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1.5 million
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5.1 million.
People and assets in 2025
69.1
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 8.3 million
▲ 9% vs 2024
€ 119,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 101,537
▲ 100% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.8 million
▼ 19% vs 2024
Loans from banks and other lenders, long and short.
€ 14.2 million
▲ 82% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 68 days on average.
€ 1.8 million
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 99,054,171 | € 95,512,801 | € 72,608,414 | € 83,345,536 | ▲ 15% |
| Profit after taxes | € 1,983,421 | € 1,185,527 | € -1,050,117 | € -30,264 | ▲ € 1 million |
| Equity | € -1,426,208 | € -240,682 | € -1,290,798 | € -1,321,063 | ▼ € 30,264 |
| Total debts | € 40,316,682 | € 46,921,709 | € 27,420,441 | € 31,360,836 | ▲ 14% |
| Cash | € 2,761,389 | € 854,313 | € 1,107,641 | € 1,487,759 | ▲ 34% |
| Land & buildings | € 325,186 | € 303,699 | € 282,375 | € 262,835 | ▼ 7% |
| Retained profit | € -5,243,670 | € -4,058,143 | € -5,108,260 | € -5,138,524 | ▼ € 30,264 |
| Bank debt | € 1,518,534 | € 7,615,385 | € 3,428,760 | € 2,778,292 | ▼ 19% |
| Balance sheet total | € 39,249,460 | € 46,894,651 | € 26,313,278 | € 30,373,126 | ▲ 15% |
| Employees (FTE) | 68.5 | 68.2 | 70.1 | 69.1 | ▼ 1 |
Key figures of BIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BIA?
What happened at BIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- MUKWA SRL stepped down as director. NBB
- ELARZE srl stepped down as director. NBB
- Frédéric BIA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 30,264. Source: NBB ↗
- MUKWA SRL became a director. NBB
- ELARZE srl became a director. NBB
- Frédéric BIA became a director. NBB
- New establishment in Fleurus. KBO
In short
From € 2 million profit in 2022 to € 30,264 loss in 2025.
Paid € 247,944 in corporate taxes since 2022.
Best year ever: 2022, with € 2 million profit.
Pays suppliers within 68 days on average.
Management
The shares are held by BIA GROUP (100%).
Directors
According to the 2025 annual accounts
Director · represented by Romain BIA
Also active at: TRAMAC BENELUX, BIA OVERSEAS, Immobiliën van Overijse, MATRENT, BIA GROUP, BIA SERVICES
since 2024 · until 2030
Director · represented by Damien BIOUL
since 2023 · until 2027
since 2021 · until 2027
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rameistraat 123
3090 Overijse
Ambachtenstraat 11
8870 Izegem
Active since 1 March 2018
Avenue de Spirou(FL) 3
6220 Fleurus
Active since 1 December 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →BIA OVERSEAS same network
€ 9.8 million revenue · 2025
Immobiliën van Overijse same network
€ 369,829 revenue · 2025
G & H
€ 77,362 gross margin · 2025
MATRENT same network
€ 3.7 million revenue · 2025
ARIOZO GROUP HOLDING same network
€ 4.8 million revenue · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
AMAZON-02 - Amazon.com, Inc., US
Domain
Domain
biagroup.com
Registered
2004-10-18
Registrar
Gandi SAS
Expires
2026-10-18
Website info
Features
Security
Details
- Company number
- 0400.618.710
- VAT number
- BE 0400.618.710
- Registered office
- Rameistraat 123, 3090 Overijse
- Names & denominations
- BIA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 February 1948
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- biagroup.com
- Activities · NACE
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