Financials
Financial year 2025
Gross margin
€ -18,520
▼ 2% vs 2024
Profit
Healthy€ 8,366
▼ 66% vs 2024
Debts
Low€ 9,974
▲ 3% vs 2024
Maatschappij voor onderlinge borgstelling voor krediet aan de middenstand te Zele from Zele, company number BE0400275844, closed financial year 2025 with a result of € 8,366 after tax. For that financial year Maatschappij voor onderlinge borgstelling voor krediet aan de middenstand te Zele recorded a gross margin of € -18,520 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 24,282 to € 8,366. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
What happened at Maatschappij voor onderlinge borgstelling voor krediet aan de middenstand te Zele?
What happened at Maatschappij voor onderlinge borgstelling voor krediet aan de middenstand te Zele in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Olga Salcedo stepped down as director. NBB
- Pieter Henkens stepped down as director. NBB
- Guido Henkens stepped down as director. NBB
- Ernestina Flies stepped down as director. NBB
- Marie Henkens stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 8,366 (▼ 66% vs 2024). Source: NBB ↗
- Olga Salcedo became a director. NBB
- Pieter Henkens became a director. NBB
In short
From € 41,986 loss in 2021 to € 8,366 profit in 2025.
Best year ever: 2024, with € 24,282 profit.
A new publication or filing at Maatschappij voor onderlinge borgstelling voor krediet aan de middenstand te Zele? We notify you, reason included.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
News about who you follow, reason included.
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Management
Directors
According to the 2025 annual accounts
Guido Henkens
Director
Also active at: KREDIET VOOR AMBACHTSWERKTUIGEN ZELE, ERGUCO, Oostvlaamse Invest Company
since 2021 · until 2027
Olga Salcedo
Director
since 2024 · until 2030
since 2022 · until 2028
Ernestina Flies
Chairman of the board, Manager
Also active at: ERGUCO, Oostvlaamse Invest Company, DONATERIE
since 2021 · until 2027
Marie Henkens
Director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Alois De Beulelaan 5
9240 Zele
Dokter Armand Rubbensstraat 47
9240 Zele
Active since 24 March 1994
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
KREDIET VOOR AMBACHTSWERKTUIGEN ZELE same network
Deposito- en Kredietkantoor Van Zele
Oostvlaamse Invest Company same network
€ 524,388 revenue · 2025
EMMARIELCO
€ 11,099 gross margin · 2025
Tersal
€ 10,620 revenue · 2025
+4 more
Details
- Company number
- 0400.275.844
- VAT number
- BE 0400.275.844
- Registered office
- Alois De Beulelaan 5, 9240 Zele
- Names & denominations
- Maatschappij voor onderlinge borgstelling voor krediet aan de middenstand te Zele · M.O.B. Zele - MOB Zele
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 10 March 1955
- Peppol
- Not registered