Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2025
Finex from Evergem, company number BE0400029582, closed financial year 2025 with a result of € 656,501 after tax. For that financial year Finex recorded a gross margin of € 2 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 287,082 to € 656,501. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on December 22, 2025.
€ 1.2 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 656,501
▲ 129% vs 2024
Profit after tax over the fiscal year.
€ 804,312
▲ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 620,000 paid out
94 % of the profit went to the shareholders, mostly to GENTIS SWEETS (100 % of the shares). That is where the money ends up.
People and assets in 2025
16.2
▲ 2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 883,817
▲ 15% vs 2024
€ 54,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 22,024
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.6 million
▼ 11% vs 2024
€ 320,832 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 759,936
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 238,636
▲ 21% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,350,313 | € 1,261,079 | € 1,518,910 | € 1,992,696 | ▲ 31% |
| Profit after taxes | € 435,758 | € 306,250 | € 287,082 | € 656,501 | ▲ 129% |
| Equity | € 1,182,793 | € 1,199,043 | € 1,156,125 | € 1,192,626 | ▲ 3% |
| Total debts | € 3,087,077 | € 4,510,208 | € 4,042,536 | € 4,466,139 | ▲ 10% |
| Cash | € 346,997 | € 682,360 | € 540,029 | € 804,312 | ▲ 49% |
| Land & buildings | € 2,278,453 | € 2,154,546 | € 2,032,842 | € 1,935,333 | ▼ 5% |
| Retained profit | € 1,022,793 | € 1,039,043 | € 996,125 | € 1,032,626 | ▲ 4% |
| Dividend | € 400,000 | € 290,000 | € 330,000 | € 620,000 | ▲ 88% |
| Bank debt | € 929,044 | € 901,748 | € 2,884,584 | € 2,563,751 | ▼ 11% |
| Balance sheet total | € 4,269,870 | € 5,709,251 | € 5,198,660 | € 5,658,765 | ▲ 9% |
| Employees (FTE) | 13.7 | 13.1 | 14.2 | 16.2 | ▲ 2 |
Key figures of Finex, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Finex?
What happened at Finex in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- BRUYNEEL-DEMETS NV stepped down as director. NBB
- BNP PARIBAS FORTIS PRIVATE EQUITY MANAGEMENT NV stepped down as director. NBB
- GENTIS SWEETS NV stepped down as director. NBB
- OXYGENIUM HOLDING NV stepped down as director. NBB
- Corrected annual accounts filed for financial year 2025. Source: NBB ↗
- GENTIS SWEETS NV became a director. NBB
- BRUYNEEL-DEMETS NV became a director. NBB
- BNP PARIBAS FORTIS PRIVATE EQUITY MANAGEMENT NV became a director. NBB
In short
From € 435,758 profit in 2022 to € 656,501 profit in 2025.
Paid € 212,739 in corporate taxes since 2022.
Best year ever: 2025, with € 656,501 profit.
On average € 123,000 of value added per employee in 2025.
Management
The stake of GENTIS SWEETS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FinexThe shares are held by GENTIS SWEETS (100%).
Directors
According to the 2025 annual accounts
Director · represented by Tom Vandecasteele
Also active at: RIK VANDECASTEELE, GENTIS SWEETS
since 2023 · until 2029
BNP PARIBAS FORTIS PRIVATE EQUITY MANAGEMENT NV
Director · represented by Sofie Vermeulen
Also active at: HET ANKER, A.M.B., Haco, PCSI, QUALITY ASSISTANCE, Stûv, GEMMA FRISIUS-FONDS KU LEUVEN, STOFFELS TRADING +15 more
since 2023 · until 2029
Managing director · represented by Peter Destrooper
since 2024 · until 2029
Director · represented by Wim Van Roy
Also active at: WIEZE BEER BELGIUM, HERITAGE FOOD BRANDS, Caluwé Artisan, GENTIS SWEETS
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Zwedenstraat 3
9940 Evergem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARESPECTRUM Cloudflare, Inc., US
Domain
Domain
thegummygurus.com
Registered
2025-01-29
Registrar
Combell NV
Expires
2027-01-29
Website info
Features
Security
Details
- Company number
- 0400.029.582
- VAT number
- BE 0400.029.582
- Registered office
- Zwedenstraat 3, 9940 Evergem
- Names & denominations
- Finex
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 January 1947
- Peppol
- Active · Active since 1 Oct 2025
- Contact
- thegummygurus.com +3292278511
- Activities · NACE
Vervaardiging van cacao, chocolade en suikerwerk